Sony Financial Group Inc.

Governance

The company transitioned to a company with a nomination committee, etc. in October 2024. The Board of Directors consists of 8 members, including 6 outside directors (outside director ratio of 75%), and has established three committees: nomination, compensation, and audit. An effectiveness evaluation of the Board of Directors is conducted annually by a third-party organization.

Risk Management

As a financial holding company, the Integrated Risk Management Department oversees risk management, identifying top risks under the Group ERM (Enterprise Risk Management) framework using a heat map that factors in risk occurrence frequency and impact on capital. The Board of Directors has established the "Basic Rules for Risk Management" and conducts regular monitoring with reporting to the Board of Directors.

Shareholder Returns

For FY2026 (ending March 2026), a year-end dividend of ¥3.80 per share was paid (payout ratio 47.7%). For FY2027 (ending March 2027), despite an expected net loss for the period, an annual dividend of ¥8.00 per share (interim ¥4.00, year-end ¥4.00) is planned based on the policy of stable dividend growth. During the current period, share buybacks of ¥69,850 million were also conducted.

ESG

The Company promotes climate change disclosure in line with TCFD recommendations, and achieved a renewable energy usage rate of 100% again in FY2025 (5 consecutive fiscal years since FY2021). It has set a target of cumulative Group ESG investments and loans exceeding ¥500 billion by the end of FY2030. In terms of human capital, the Group is promoting initiatives such as advancing women's active participation, DE&I, and cross-Group talent development programs. In April 2026, the Group established the "Sony Financial Group Human Rights Policy."

Board Members