North Pacific Bank, Ltd.
8524・Prime Market・Banks
Governance
The company transitioned to a Company with an Audit and Supervisory Committee in June 2024, aiming to strengthen oversight functions and accelerate decision-making. It has established a voluntary "Nomination and Compensation Advisory Committee," in which independent outside directors constitute a majority, thereby ensuring the independence and objectivity of the Board of Directors.
Risk Management
Based on the "Integrated Risk Management Policy," the Risk Management Division centrally manages credit, market, liquidity, operational, and other risks, and the Risk and Compliance Committee, which meets at least once a month, monitors and discusses the group-wide risk situation.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥28.00 per share (Q1: ¥6.50, Q2: ¥6.50, Q3: ¥6.50, year-end: ¥8.50), with a payout ratio of 41.1%. For FY2027 (ending March 2027), the annual dividend is forecast at ¥32.00 (¥8.00 per quarter, evenly), with a payout ratio of 40.7%. Share buybacks were also conducted (¥2,429 million in the current fiscal year).
Dividend Policy
A quarterly dividend system has been introduced, with an annual dividend of ¥28.00 per share for FY2026 (ending March 2026) (payout ratio of 41.1%). For FY2027 (ending March 2027), an annual dividend of ¥32.00 is planned (payout ratio forecast at 40.7%). The company targets a payout ratio of 40% or higher, and aims for total shareholder returns, including share buybacks, of approximately 50% of net income attributable to owners of the parent.
ESG
As part of its climate change response, the company conducts scenario analyses in line with the TCFD and TNFD frameworks, and has set targets of net zero for Scope 1+2 emissions by FY2030 and net zero for Scope 3 Category 15 emissions by FY2050. It has raised its cumulative sustainable finance execution target to ¥2 trillion, while also actively investing in human capital, including the introduction of the new personnel system "Polaris" and achieving a female management ratio of 25.6%.
Last updated: June 15, 2026