Seven Bank, Ltd.
8410・Prime Market・Banks
Governance
The company has established a Board of Directors as a company with a Board of Corporate Auditors, comprised of 8 directors (5 of whom are outside directors), and has set up a Nomination and Compensation Committee (comprised of 7 members) chaired by an independent outside director as a supplementary body, thereby ensuring supervisory functions and transparency in decision-making.
Risk Management
Based on the "Basic Policy for Risk Management," the company has established the Risk Management Division as the company-wide coordinating department, along with the Risk Management Committee, the ALM Committee, and the Security Committee as advisory bodies to the Management Committee, building a system to confirm company-wide risk status on a quarterly basis. Climate change risk is also incorporated into the integrated risk management framework.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥11.00 per share (interim ¥5.50 + year-end ¥5.50), with total dividends of ¥11,850 million and a consolidated payout ratio of 90.5%. The same amount of ¥11.00 is forecast for FY2027 (ending March 2027). During the period, the company acquired 193,987,300 treasury shares (expenditure of ¥50,824 million) and also carried out a third-party allotment disposal to ITOCHU Corporation (proceeds of ¥51,375 million).
Dividend Policy
The basic policy is to provide stable cash dividends by leveraging a strong financial base. Dividends of surplus are paid twice a year, interim and year-end, based on resolutions of the Board of Directors. For FY2026 (ending March 2026), the annual dividend is ¥11.00 (payout ratio of 90.5%), and the same annual dividend of ¥11.00 is forecast to be maintained for FY2027 (ending March 2027) (forecast payout ratio of 75.5%).
ESG
The company announced its support for TCFD in 2021 and conducted a climate change scenario analysis (below 2°C and 4°C scenarios) targeting the ATM Platform Business. While it estimates the annual financial impact from extreme weather events at ¥805 million to ¥1,408 million, it has achieved a 40% reduction in power consumption through the full transition to fourth-generation ATMs. On the human capital front, the company has set a target of 30% for the ratio of female managers by the end of FY2030 (23.2% as of the end of FY2025) and has achieved a 100% take-up rate for male employees' childcare leave, while also advancing sustainability initiatives across its supply chain.
Last updated: June 17, 2026