Suruga Bank Ltd.
8358・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the board consists of 12 directors (6 of whom are outside directors), with an independent outside director serving as chairman of the Board of Directors. The company ensures transparency and objectivity through separation of oversight and execution via an executive officer system, and by establishing voluntary nomination and compensation committees (with an independent outside director as chairman and a majority of independent outside directors).
Risk Management
The company operates a Risk Appetite Framework (RAF) in tandem with its medium-term management plan, comprehensively managing credit, market, liquidity, operational, and compliance risks through individual committees and an Integrated Risk Management Committee. Under the Three Lines of Defense framework, the Internal Audit Department, reporting directly to the President, conducts independent audits.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥60.00 per share (interim ¥22.00 + year-end ¥38.00), up ¥31.00 year on year. Payout ratio is 30.2%. The forecast for FY2027 (ending March 2027) is an annual dividend of ¥60.00 (¥30.00 interim and ¥30.00 year-end). As a subsequent event, a share buyback program was established with a cap of 5,000,000 shares and ¥12,000 million (from May 15, 2026 to December 31, 2026), and a cancellation of 25,000,000 treasury shares was also carried out.
Dividend Policy
The basic policy is to strive for enhanced shareholder returns while considering the optimal balance between the soundness of capital and investment for growth. The payout ratio target is set at approximately 30% on a consolidated basis, with dividends paid twice a year through an interim dividend and a year-end dividend. As for share buybacks, the Company will flexibly implement them as a shareholder return measure that contributes to improving capital efficiency, taking into account business and capital conditions, growth investment opportunities, and the market environment including share price. Under the medium-term management plan, the Company has set a consolidated ROE target of 11.0% or higher and a capital adequacy ratio target (approximately 10% on a substantive basis) for fiscal year 2028.
ESG
The company supports TCFD recommendations and manages climate change risks (transition and physical) within the RAF (Risk Appetite Framework). CO₂ emissions in FY2024 were 1,694 t-CO₂ (a reduction of approximately 77% compared to FY2013), leading the company to raise its target to carbon neutrality. In terms of human capital, the ratio of female managers reached 32.8%, and the childcare leave uptake rate reached 100% for both men and women; the company obtained Platinum Kurumin certification in April 2025.
Last updated: June 17, 2026