Credit Saison Co.,Ltd.
8253・Prime Market・Other Financing Business
Governance
As a company with a board of statutory auditors, the company is composed of 12 directors (including 4 independent outside directors) and 3 statutory auditors (including 2 independent outside statutory auditors), with the executive officer system introduced in March 2020 separating business execution from oversight. The Board of Directors meets 20 times per year, maintaining an attendance rate of 94% or higher for all members.
Risk Management
The company works to prevent risk occurrence and minimize its impact centered on the Risk Management Committee and the Risk Management Division, with the Risk Management Division and the Audit Division holding a monthly information-sharing meeting. A framework has been established under which the Sustainability Promotion Committee manages sustainability risks—such as climate change, human capital, and ESG investment risk—in an integrated manner.
Shareholder Returns
Maintains a stable dividend policy targeting a payout ratio of 30% or more. Dividend per share for FY2026 (ending March 2026) is ¥130 (payout ratio of 30.6%), with ¥160 planned for FY2027 (ending March 2027). Treasury share acquisitions totaling ¥70.0 billion were completed during the medium-term plan period. In May 2026, the retirement of 24,342,202 treasury shares was resolved.
Dividend Policy
Maintains a stable and continuous dividend policy, aiming for a payout ratio of 30% or more. The basic policy is a single year-end dividend payment per year. The dividend per share for FY2026 (ending March 2026) is ¥130 (total dividends of ¥18,849 million, payout ratio of 30.6%). For FY2027 (ending March 2027), a dividend of ¥160 per share is planned (payout ratio of 30.4%).
ESG
Climate change disclosures are provided based on TCFD recommendations, and SBTi-certified 2030 GHG reduction targets have been set (Scope 1+2 combined: 10,479 t-CO2; Scope 3: 543,052 t-CO2). Regarding human capital, the company has achieved a female manager ratio of 26.1% and per-capita talent development investment of ¥174 thousand, while also promoting DE&I, human rights due diligence, and financial inclusion in the Global Business.
Last updated: June 16, 2026