Credit Saison Co.,Ltd.

8253・Prime Market・Other Financing Business

Official website

Credit Saison Co.,Ltd.

8253・Prime Market・Other Financing Business

Official website

Credit Saison Co.,Ltd.8253

Reference Indicators

Market Cap

8,766¥100M

P/E (Forecast)

9.0x

P/B

0.9x

Dividend Yield (Forecast)

3.38%

ROE

8.1%

EV/EBITDA

—

Financial Summary

Unit: ¥M

Item	2022Mar 2022	2023Mar 2023	2024Mar 2024	2025Mar 2025	2026Mar 2026
Net Sales	362,955	382,540	420,317	492,238	546,271
Cost of Sales	63,937	59,902	58,713	69,419	73,501
Gross Profit	299,018	322,638	361,604	422,819	472,770
SG&A Expenses	222,541	229,322	242,778	261,698	274,260
Pre-tax Income	49,936	61,044	97,952	92,786	89,980
Income Taxes	14,343	17,183	24,667	25,435	27,407
Net Income	35,375	43,599	72,987	66,397	61,728
Gross Margin	82.4%	84.3%	86.0%	85.9%	86.5%
ROA	1.0%	1.1%	1.7%	1.4%	1.2%
ROE	6.3%	7.3%	10.4%	9.4%	8.1%

Segment Performance

Unit: ¥M

2026

Segment	Net Sales	Operating Income	Operating Margin
ペイメント事業	274,965	30,625	11.1%
リース事業	14,780	4,670	31.6%
ファイナンス事業	84,476	47,306	56.0%
不動産関連事業	70,987	19,240	27.1%
グローバル事業	62,438	-1,428	-2.3%
エンタテインメント事業	38,623	2,590	6.7%