Okinawa Financial Group, Inc.
7350・Prime Market・Banks
Governance
Structured as a company with an Audit and Supervisory Committee, comprising 7 directors (4 of whom are outside directors), with a voluntary Group Nomination and Compensation Advisory Committee in place. The Board of Directors meets 14 times per year, strengthening its supervisory function with an outside director ratio of 57%.
Risk Management
The company has established a Risk Management Division independent from revenue-generating departments, with the Group Risk Management Committee (held 12 times a year) integrally managing credit, market, liquidity, operational, and reputational risks. Climate change risk is positioned as one of the materiality issues, and scenario analysis in line with TCFD is being conducted.
Shareholder Returns
For FY2026 (ending March 2026), the annual dividend is ¥170 per share (interim ¥70 + year-end ¥100), with a consolidated payout ratio of 32.9%. For FY2027 (ending March 2027), the company plans to increase the annual dividend to ¥200 per share (interim ¥100 + year-end ¥100). Share buybacks were minimal during the fiscal year under review (acquisition amount of ¥1 million).
Dividend Policy
For FY2026 (ending March 2026), the annual dividend is ¥170 per share (end of Q2 ¥70 + year-end ¥100), with a consolidated payout ratio of 32.9% and a dividend-on-equity ratio (DOE) of 2.3%. The dividend forecast for FY2027 (ending March 2027) is ¥200 per share annually (end of Q2 ¥100 + year-end ¥100).
ESG
The company is advancing climate change risk management in line with TCFD (achieving an 85.9% reduction in Scope 1 and 2 CO2 emissions compared to FY2013, with a target of carbon neutrality by FY2030), while also focusing on human capital management and diversity promotion, including a target of 23% for the ratio of female managers and achieving a 100% take-up rate for male employees' childcare leave.
Last updated: June 19, 2026