Mortgage Service Japan Limited
7192・Standard Market・Other Financing Business
Governance
Company with an Audit and Supervisory Committee. The Board of Directors consists of 5 directors who are not audit and supervisory committee members and 3 outside directors who are audit and supervisory committee members, totaling 8 members, with an outside director ratio of 37.5%. The Board of Directors meets once a month, and the attendance rate of all directors during the fiscal year was 100%.
Risk Management
The Company has established the "Risk Management Regulations," which apply to all officers and employees. The Internal Control Office, under the direct supervision of the Representative Director and President, is responsible for risk assessment and internal audits, while risk assessment and analysis are discussed at the Management Committee (held weekly), and responses to significant risks are determined by the Board of Directors, forming a three-tiered structure.
Shareholder Returns
The basic policy is a year-end dividend paid once annually; for FY2026 (ending March 2026), a dividend of ¥30 per share (total ¥441 million, payout ratio 40.5%) will be implemented. The same amount of ¥30 is forecast for FY2027 (ending March 2027) as well. No disclosure of share buybacks.
Dividend Policy
The basic policy is to improve shareholder value from two perspectives: profit distribution in line with the year's earnings performance, and strengthening the financial structure through enhanced retained earnings, with a dividend paid once annually at fiscal year-end. For FY2026 (ending March 2026), the dividend is ¥30 per share (total dividends of ¥441 million, payout ratio 40.5%, dividend on net assets ratio 4.8%). For FY2025 (ending March 2025), the ordinary dividend of ¥20.00 plus a commemorative dividend of ¥2.00 for the 20th anniversary of founding totaled ¥22 per share (total dividends of ¥323 million). The forecast for FY2027 (ending March 2027) is ¥30 per share (forecast payout ratio of 48.4%).
ESG
The company promotes the maintenance of asset value in existing (used) homes and the realization of a circular society through services such as Housing Performance Evaluation, extended warranty insurance, and Suketto Cloud. In terms of human capital, it discloses the ratio of female managers (18% company-wide across the group) and the paid leave utilization rate (76% for the group), and has set a target of 75% or higher for the paid leave utilization rate at House G-men by FY2027 (ending March 2027). In May 2024, the company also relocated to a building that has obtained ZEB Ready certification, demonstrating its commitment to environmental considerations.
Last updated: June 25, 2026