Mortgage Service Japan Limited

7192・Standard Market・Other Financing Business

Official website

Mortgage Service Japan Limited

7192・Standard Market・Other Financing Business

Official website

Mortgage Service Japan Limited7192

Reference Indicators

Market Cap

87¥100M

P/E (Forecast)

—

P/B

0.9x

Dividend Yield (Forecast)

5.08%

ROE

11.9%

EV/EBITDA

7.4x

Financial Summary

Unit: ¥M

Item	2022Mar 2022	2023Mar 2023	2024Mar 2024	2025Mar 2025	2026Mar 2026
Net Sales	7,689	7,325	7,110	7,565	7,960
Gross Profit	5,490	5,132	5,025	5,411	5,692
SG&A Expenses	3,794	3,661	3,627	4,011	4,109
Operating Income	1,696	1,471	1,398	1,400	1,583
Non-operating Income	3	0	0	2	11
Non-operating Expenses	0	0	0	0	0
Ordinary Income	1,699	1,471	1,398	1,402	1,595
Extraordinary Income	—	39	—	—	—
Extraordinary Losses	—	0	70	2	0
Pre-tax Income	1,699	1,510	1,327	1,400	1,594
Income Taxes	566	513	467	423	489
Net Income	1,130	1,002	874	982	1,089
EBITDA	1,814	1,592	1,519	1,532	1,694
Gross Margin	71.4%	70.1%	70.7%	71.5%	71.5%
Operating Margin	22.1%	20.1%	19.7%	18.5%	19.9%
ROA	5.0%	4.5%	4.1%	4.4%	4.4%
ROE	17.7%	14.0%	11.2%	11.7%	11.9%

Segment Performance

Unit: ¥M

2026

Segment	Net Sales	Operating Income	Operating Margin
住宅金融事業	3,907	1,137	29.1%
住宅瑕疵保険等事業	3,374	361	10.7%
住宅アカデメイア事業	678	85	12.5%