JAPAN POST BANK Co., Ltd.
7182・Prime Market・Banks
Governance
As a company with a Nomination Committee, etc., the company has established a Board of Directors (14 members, including 9 outside directors and 5 women) and, in addition to the three statutory committees (Nomination, Compensation, and Audit), has set up a voluntary Risk Committee and a Meeting of Independent Outside Directors to ensure effective management oversight. All outside directors are designated as independent officers under Tokyo Stock Exchange rules.
Risk Management
The company has established the Risk Management Division independently from business divisions, and implements integrated risk management through the Risk Committee (an advisory body to the Board of Directors), and the Risk Management Committee and ALM Committee (advisory bodies to the Management Committee). It has introduced a Risk Appetite Framework and identifies and manages top risks such as climate change.
Shareholder Returns
Under the new Medium-Term Management Plan (FY2026–FY2028), the company targets a payout ratio of approximately 50% with a progressive dividend policy. The FY2025 year-end dividend was ¥74 per share (total dividends of ¥263,671 million, payout ratio of 50.3%). The FY2026 forecast dividend is ¥93 per share (payout ratio of 50.1%). Share buybacks of ¥65,368 million were conducted.
Dividend Policy
Under the new Medium-Term Management Plan (FY2026–FY2028), the company's policy is to maintain a payout ratio of approximately 50%, taking into account the balance among shareholder returns, financial soundness, and growth investment, and to implement progressive dividends through profit growth. The year-end dividend for FY2025 (ending March 2026) was ¥74 per share (total dividends of ¥263,671 million, consolidated payout ratio of 50.3%). The forecast dividend for FY2026 (ending March 2027) is ¥93 per share (payout ratio of 50.1%). Dividends are paid once annually, as a year-end dividend.
ESG
The company endorses the TCFD recommendations and has declared a goal of net-zero GHG emissions by 2050. Cumulative sustainable finance has reached ¥7.3 trillion (against a target of ¥10 trillion), and its own GHG emissions have been reduced by 63% compared to FY2019 levels (FY2024 actual: 18,000 t-CO2). The company has established four materiality themes (supporting customers through the 100-year life era, ensuring financial accessibility, regional co-creation, and sustainable investment and lending), and in human capital management has achieved a 20.8% ratio of female managers and a 100% childcare leave uptake rate for both men and women.
Last updated: June 18, 2026