Tokyo Kiraboshi Financial Group, Inc.
7173・Prime Market・Banks
Governance
The company is a company with a board of company auditors, comprising 9 directors (including 3 outside directors), and has established a voluntary "Nomination and Compensation Council" chaired by an outside director. It has built a group-wide management structure through a Group CxO system, and has established six specialized committees, including compliance and risk management, under the management committee.
Risk Management
Based on the Group Risk Management Basic Policy, the company has established a Risk Management Committee and a Risk Management Department to manage credit, market, operational, and other risks in an integrated manner. It has set up a "Financial Crime Countermeasures Office" for anti-money laundering measures, and has strengthened its cybersecurity response and developed an internal control framework based on the Basel concept of the "Three Lines of Defense."
Shareholder Returns
The FY2026 (ending March 2026) common stock dividend is planned at ¥170 per share (interim ¥85, year-end ¥85), marking the 5th consecutive year of dividend increases. Payout ratio stands at 12.3%. For FY2027 (ending March 2027), an annual dividend of ¥30 (¥240 before considering the stock split) is planned, taking into account a stock split (1 share → 8 shares) and conversion of preferred shares. No mention of share buybacks.
Dividend Policy
In light of its public nature as a bank holding company, the basic policy is to ensure financial soundness through appropriate internal reserves while providing continuous and stable dividends. For FY2026 (ending March 2026) common stock: annual dividend of ¥170 per share (interim ¥85, year-end ¥85), payout ratio of 12.3%, and dividend on net assets ratio of 1.5%. For the 1st Series Type 1 Preferred Shares: annual dividend of ¥386 per share (Japanese Yen TIBOR + 1.1%, TIBOR 0.82818%). For Type 2 Preferred Shares: annual dividend of ¥165.636 per share (Japanese Yen TIBOR + 0.0%, TIBOR 0.82818%). For FY2027 (ending March 2027), taking into account the conversion of the 1st Series Type 1 Preferred Shares into common stock (5,498,532 shares) and a stock split of common stock at a ratio of 8 shares per 1 share, an annual dividend of ¥30 per common share (interim ¥15, year-end ¥15) is planned (¥240 before considering the split).
ESG
The company supports the TCFD and TNFD recommendations and conducts scenario analysis of climate change risks (transition and physical risks). It aims to achieve carbon neutrality for Scope 1 and 2 emissions by FY2030 (ending March 2031), and in FY2025 (ending March 2026) achieved an 81.1% reduction in CO₂ emissions compared to FY2013 (ending March 2014). Against a cumulative target of ¥200 billion in environment-related investment and loans for FY2022–FY2030 (ending March 2031), ¥130 billion had been executed by the end of FY2025 (ending March 2026). In terms of human capital, the company has 1,113 specialized personnel and 483 digital personnel, and has achieved a 20.5% ratio of female managers and a 100% childcare leave utilization rate for both men and women.
Last updated: June 15, 2026