Nippon Insure Co., Ltd.
5843・Standard Market・Other Financing Business
Governance
The company has a Board of Statutory Auditors. The Board of Directors consists of 5 directors (of which 2 are outside directors, an outside ratio of 40%), and the Board of Statutory Auditors consists of 3 auditors (of which 2 are outside auditors). All directors attended all 14 Board of Directors meetings held during the fiscal year under review. No nomination committee or compensation committee has been established.
Risk Management
The Company has established the "Risk Management and Compliance Response Regulations" and holds meetings of the Risk and Compliance Promotion Committee, chaired by the President and Representative Director, once per quarter. A risk management table is prepared, and after quantitative and qualitative assessment of the likelihood and impact of risks, a system has been established to report to the Board of Directors. Internal reporting contact points have also been set up both inside and outside the Company.
Shareholder Returns
The company's policy is to provide stable and continuous profit distribution to shareholders, targeting an annual dividend payout ratio of 10% or more. The projected annual dividend for FY2026 (ending September 2026) is ¥22 per share (year-end lump sum). This represents an expected increase of ¥3 from the ¥19 actual result in the previous fiscal year. Share buybacks can be conducted flexibly based on the Articles of Incorporation.
Dividend Policy
The company aims for an annual dividend payout ratio of 10% or more, and implements stable and continuous dividends while taking into account the adequacy of retained earnings and the business environment. The basic policy is to pay a year-end dividend once per year, with interim dividends possible upon resolution by the Board of Directors. The actual result for FY2025 (ending September 2025) was ¥19 per share (total dividend amount of less than ¥53,659 million). The forecast for FY2026 (ending September 2026) is ¥22 per share (year-end lump sum).
ESG
The company focuses on ESG initiatives centered on human capital. Against a target of 30% or more for the ratio of female managers, it achieved an actual ratio of 38.4%. It has established support for self-development through OJT, external training, and expense subsidies, as well as diverse work arrangements such as childcare/nursing care support systems, shortened working hours, and staggered work hours. Sustainability risks are evaluated quarterly by the Risk and Compliance Promotion Committee, with oversight by the Board of Directors.
Last updated: December 23, 2025