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株式会社電通総研 logo

DENTSU SOKEN INC.

4812Prime MarketInformation & Communication

株式会社電通総研 logo
DENTSU SOKEN INC.4812

Financial Solutions

IT solutions business supporting financial service transformation for financial institutions and general business companies

PeriodCurrentPreviousChange
Revenue (Q1 cumulative, FY2026 (ending December 2026))¥9,101 million¥8,305 million (Q1 cumulative, FY2025 (ending December 2025))
Operating profit (Q1 cumulative, FY2026 (ending December 2026))¥1,408 million¥1,105 million (Q1 cumulative, FY2025 (ending December 2025))
Operating margin (Q1 cumulative, FY2026 (ending December 2026))15.5%13.3% (Q1 cumulative, FY2025 (ending December 2025))
Revenue (full year, FY2025 (ending December 2025))¥34,832 million
Operating profit (full year, FY2025 (ending December 2025))¥4,459 million
Operating margin (full year, FY2025 (ending December 2025))12.8%

Business Details

Provides solutions that support business transformation in the financial industry and the utilization of financial service functions by general business companies. Its main customers are megabanks, trust banks, government-affiliated financial institutions, and credit unions, and it offers a consistent range of services from contract system development to the introduction and maintenance of proprietary software products. Its consolidated subsidiaries include Dentsu Soken IT Inc., Dentsu Soken Technology Inc. (formerly Dentsu Soken Secure Solutions), and overseas offices (UK, US, Hong Kong, Shanghai, Singapore, Thailand, Indonesia).

Recent Overview

Increased revenue and profit driven by expansion of contract development and BANK・R, with operating margin improving to 15.5%

In the first quarter of FY2026 (ending December 2026) (January to March 2026), revenue was ¥9,101 million (up ¥796 million year on year) and operating profit was ¥1,408 million (up ¥303 million year on year), representing increased revenue and profit. In addition to expansion of contract system development for megabanks, government-affiliated financial institutions, and trust banks, adoption of the lending solution BANK・R expanded among government-affiliated financial institutions and major credit unions. The operating margin improved by 2.2 points from 13.3% in the same period of the prior year to 15.5%, reaching a level above the company-wide average (15.0%).

Key Products

product
BANK・R

A proprietary lending solution with expanding adoption among government-affiliated financial institutions and major credit unions. Adoption continued to expand in the first quarter of FY2026 (ending March 2026), making it one of the main drivers of the segment's increased revenue and profit.

service
Contract System Development Services

Contract system development with megabanks, government-affiliated financial institutions, and trust banks as main customers. In the first quarter of FY2026 (ending March 2026), projects continued to expand, serving as the main driver of the segment's revenue growth.

service
Outsourcing / Operation & Maintenance Services

Operation, maintenance, and outsourcing services that support the stable operation of financial institutions' systems. Forms a subscription-based recurring revenue base and contributes to stable sales.

service
Consulting Services

Consulting services that support digital transformation and business process transformation at financial institutions. Provides integrated support combined with contract development and product implementation.

Growth Drivers

  • Continued expansion of contract system development projects for megabanks, trust banks, and government-affiliated financial institutions
  • Expanding adoption of the next-generation lending solution BANK・R among government-affiliated financial institutions and major credit unions
  • Continued demand for financial DX driven by companies' growing appetite for digital investment
  • Expanding demand for advanced business processes and business model transformation against the backdrop of the rapid progress of generative AI
  • Investment in strengthening proprietary solutions under the medium-term management plan "Social Evolution Implementation 2027"

Risks

  • Risk of changes in customers' investment plans due to changes in financial regulations and policy trends
  • Risk of profit pressure from rising personnel expenses associated with headcount increases
  • Risk of downward pressure on the domestic economy from geopolitical risks or sudden fluctuations in financial and capital markets
  • Risk that uncertainty in the external environment, including the impact of US trade policy, affects customers' investment decisions
  • Risk of temporary decline in operational efficiency associated with the integration of Dentsu Soken Technology (formerly Dentsu Soken Secure Solutions)

Last updated: March 18, 2026