eGuarantee,Inc.
8771・Prime Market・Other Financing Business
Governance
Company with a Board of Corporate Auditors. The Board of Directors consists of 9 members (including 4 outside directors, an outside ratio of approximately 44%), with 3 highly independent outside corporate auditors overseeing management. The company has established a multi-layered decision-making and information-sharing framework through the Management Meeting (held weekly), the Executive Meeting, and the Joint Meeting.
Risk Management
The company has established a risk management framework with the Management Administration Department serving as the primary responsible unit, sharing risks and opportunities among directors and executive officers. Through regular internal audits and the establishment of internal whistleblowing system regulations, the company works to ensure legal compliance and early detection and correction of misconduct. Sustainability-related risks are deliberated at the Management Committee, with the Board of Directors approving and overseeing the framework.
Shareholder Returns
Changed dividend policy from "payout ratio target of 50% or more" to "payout ratio target of approximately 100%," significantly strengthening shareholder returns. Actual results for FY2026 (ending March 2026) were ¥40.0 per share (payout ratio 51.4%); the forecast for FY2027 (ending March 2027) is an interim dividend of ¥42.0 and a year-end dividend of ¥42.0, totaling ¥84.0 (payout ratio 100.2%). The company also carried out a large-scale share buyback of approximately ¥6.0 billion during the current fiscal year.
Dividend Policy
Under the "Notice Regarding Change in Shareholder Return Policy and Implementation of Interim Dividend" announced on May 15, 2026, the previous policy of "targeting a payout ratio of 50% or more" was changed to "targeting a payout ratio of approximately 100%." The company shifted to a policy of newly implementing an interim dividend while aiming for continuous improvement in DOE. Actual results: FY2025 (ended March 2025) dividend per share of ¥37.0 (total dividends of ¥1,773 million, payout ratio 50.6%); FY2026 (ended March 2026) dividend per share of ¥40.0 (total dividends of ¥1,776 million, payout ratio 51.4%). The forecast for FY2027 (ending March 2027) is an interim dividend of ¥42.0 and a year-end dividend of ¥42.0, totaling ¥84.0 (payout ratio 100.2%).
ESG
Through its Credit Risk Consignment Business, the company contributes to guarantees for renewable energy-related transactions, support for the nursing care and welfare sector, regional revitalization, and venture support. As of the end of March 2026, sustainability-related guarantee obligations totaled ¥499.3 billion. For climate change response, the company discloses information utilizing the TCFD framework. The company has 190 employees, with an average annual salary of ¥6,314 thousand, a paid leave utilization rate of 57.2%, and a proportion of women in management positions of 8.9%.
Last updated: June 25, 2026