ADVANTAGE Risk Management Co., Ltd.

8769・Standard Market・Services

Official website

ADVANTAGE Risk Management Co., Ltd.

8769・Standard Market・Services

Official website

ADVANTAGE Risk Management Co., Ltd.8769

Reference Indicators

Market Cap

82¥100M

P/E (Forecast)

9.4x

P/B

1.8x

Dividend Yield (Forecast)

3.78%

ROE

16.7%

EV/EBITDA

3.8x

Financial Summary

Unit: ¥M

Item	2022Mar 2022	2023Mar 2023	2024Mar 2024	2025Mar 2025	2026Mar 2026
Net Sales	5,792	6,405	6,998	8,554	9,923
Cost of Sales	1,518	1,810	2,065	2,642	3,346
Gross Profit	4,273	4,595	4,933	5,911	6,577
SG&A Expenses	3,920	4,041	4,207	4,888	5,579
Operating Income	352	553	725	1,022	997
Non-operating Income	11	10	13	16	25
Non-operating Expenses	0	28	1	15	19
Ordinary Income	362	534	737	1,023	1,003
Extraordinary Income	25	16	2	—	20
Extraordinary Losses	49	3	0	234	14
Pre-tax Income	339	547	739	789	1,008
Income Taxes	137	169	234	44	322
Net Income	201	377	505	744	686
EBITDA	750	1,082	1,396	1,857	2,049
Gross Margin	73.8%	71.7%	70.5%	69.1%	66.3%
Operating Margin	6.1%	8.6%	10.4%	12.0%	10.1%
ROA	3.6%	6.3%	7.7%	8.5%	8.0%
ROE	5.8%	10.8%	13.4%	19.0%	16.7%

Segment Performance

Unit: ¥M

2026

Segment	Net Sales	Operating Income	Operating Margin
メンタリティマネジメント事業	7,632	1,242	16.3%
就業障がい者支援事業	1,724	414	24.0%
リスクファイナンシング事業	339	220	64.9%
少額短期保険事業	227	-37	-16.3%