FIDEA Holdings Co. Ltd.
8713・Prime Market・Banks
Governance
Established as a company with committees from its inception, separating supervision and execution. The Board of Directors comprises 13 members (including 8 outside directors and 3 female directors). In addition to the three statutory committees, the company has established voluntary committees including a Risk Committee, Sustainability Committee, and Management Strategy Committee, working to enhance the effectiveness of governance.
Risk Management
The Group has established the Risk Management Division, Market Risk Division, Credit Risk Division, and other units under the overall responsibility of the CRO. Credit risk, market risk, liquidity risk, and operational risk are managed separately, and the operation and verification of the Risk Appetite Framework is conducted by the Risk Committee (held quarterly). Sustainability-related risks (climate change, biodiversity, human capital risk) are also incorporated as top risks within the integrated risk management framework.
Shareholder Returns
For FY2026 (ending March 2026), the company implemented an annual dividend of ¥75 per share (interim ¥37.50, year-end ¥37.50), representing a payout ratio of 32.7%. At the Board of Directors meeting held on May 15, 2026, the shareholder return policy was changed to a progressive dividend policy (targeting a payout ratio of 40%). An annual dividend of ¥75 is also planned for FY2027 (ending March 2027).
Dividend Policy
In light of the public nature of the Group's core business, banking, as well as its various other businesses, the basic policy is to pursue progressive dividends while striving to secure a management foundation with a long-term perspective and achieve sustainable profit growth. The target payout ratio is approximately 40% of profit attributable to owners of parent. For FY2026 (ending March 2026), an annual dividend of ¥75 per share (interim ¥37.50, year-end ¥37.50) was implemented (payout ratio of 32.7%). For FY2027 (ending March 2027), an annual dividend of ¥75 per share (including an interim dividend of ¥37.50) is planned to be continued (forecast payout ratio of 42.3%).
ESG
With TCFD endorsement and TNFD Forum participation, the company targets a 70% reduction in combined Scope 1 and 2 CO2 emissions (versus FY2013) and net zero by FY2030; FY2025 results showed a 65% reduction, achieving the interim target. Cumulative sustainable finance execution amounted to ¥304.4 billion for FY2021–FY2025 (76.1% progress against the ¥400.0 billion target). On the human capital front, the company achieved a female manager ratio of 32.5% and a female executive ratio of 17.4%, and implemented a wage increase of approximately 5.7% in FY2025, focusing on ensuring diversity and developing human resources.
Last updated: June 19, 2026