The Kita-Nippon Bank, Ltd.
8551・Prime Market・Banks
Governance
The company has established a governance oversight framework centered on the Board of Directors, the Audit and Supervisory Committee, and the Executive Committee, operating as a Company with an Audit and Supervisory Committee. It has also set up a voluntary Nomination Advisory Committee and Compensation Advisory Committee to enhance management transparency.
Risk Management
The Bank has established the "Risk Management Rules" and holds monthly meetings of the Risk Management Committee, chaired by the President, to implement integrated risk management. It has also established a Compliance Committee, a Committee for Countermeasures Against Anti-Social Forces, and a Committee for Countermeasures Against Money Laundering, thereby developing a multi-layered management framework.
Shareholder Returns
Under the shareholder return policy formulated in September 2025, a target payout ratio of 35% has been set. The annual dividend for FY2025 was ¥184 per share (interim ¥84 + year-end ¥100), a substantial increase from ¥100 in the previous fiscal year. The FY2026 forecast is ¥192 (interim and year-end ¥96 each). Share buybacks are also being continued.
Dividend Policy
The basic policy is to maintain internal reserves in preparation for changes in the business environment surrounding financial institutions while continuing stable dividends to shareholders, with a target payout ratio of 35% set under the shareholder return policy formulated in September 2025. Dividends are paid twice a year, as an interim dividend and a year-end dividend. The annual dividend for FY2025 was ¥184 per share (interim ¥84 + year-end ¥100; total dividends of ¥1,517 million; payout ratio of 34.9%). The FY2026 forecast is an annual dividend of ¥192 per share (interim and year-end ¥96 each), with a target payout ratio of 35.0%.
ESG
The Bank conducted a climate change risk analysis in line with TCFD recommendations (transition risk: approximately ¥0.5 billion cumulative; physical risk: up to approximately ¥1.0 billion), and cumulative sustainable finance execution reached ¥111.9 billion as of the end of FY2025, exceeding the FY2026 (ending March 2027) target of ¥100.0 billion. In terms of human capital, the ratio of female managerial staff stood at 19.2% and the male childcare leave take-up rate reached 120%, while Scope 1 and 2 CO2 emissions were reduced by 50.1% compared to FY2013, approaching the FY2030 target of a 51% reduction.
Last updated: June 19, 2026