TOMATO BANK, LTD.
8542・Standard Market・Banks
Governance
The company is a company with a board of company auditors, consisting of 9 directors (including 2 outside directors). It has established a Nomination and Compensation Committee as a voluntary advisory body to the Board of Directors, with an outside director serving as chairperson, striving to ensure independence and transparency.
Risk Management
The Risk Management Division centrally manages company-wide risk through its Integrated Risk Management Team. The Risk Management Committee met 14 times during the fiscal year under review, working in coordination with the ALM Committee and the Compliance Committee to systematically manage credit risk, market risk, operational risk, and other risks.
Shareholder Returns
Common stock: annual dividend of ¥50 (interim ¥25, year-end ¥25) implemented for FY2026 (ending March 2026), with the same amount planned for FY2027 (ending March 2028). Payout ratio is 31.9% (FY2026, ending March 2026). Series 2 Class A preferred shares continue at ¥165 annually. A small amount of share buybacks was implemented.
Dividend Policy
Common stock dividends are paid twice a year (interim and year-end), ¥25 each, totaling ¥50. Total dividends for FY2026 (ending March 2026) amount to ¥580 million, with a consolidated payout ratio of 31.9% and a dividend on equity ratio of 1.2%. The same amount (annual ¥50, projected payout ratio of 31.4%) is planned for FY2027 (ending March 2028). Series 2 Class A preferred shares receive ¥165 annually (interim ¥82.50, year-end ¥82.50), both implemented and planned.
ESG
As part of its climate change response, the company reduced CO2 emissions by 52.7% in FY2025 compared to FY2013, and has raised its FY2035 target to a 60% reduction. It aims for cumulative sustainable finance of ¥150.0 billion by FY2030. On the human capital front, it has achieved a 100% male childcare leave uptake rate and a 100% health checkup participation rate, and is working toward increasing the proportion of women in leadership positions, currently at 17.4% (target: 20%).
Last updated: June 25, 2026