Yamaguchi Financial Group, Inc.
8418・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the Board of Directors comprises 11 directors (including 6 outside directors, an outside ratio of 54.5%), oriented toward a monitoring board model. Nomination and Compensation Committees, as well as a Risk Committee, have been established as voluntary advisory bodies to the Board of Directors to ensure objectivity and transparency in decision-making.
Risk Management
Credit, market, liquidity, operational, and reputational risks are managed based on the Risk Management Regulations, with monitoring conducted by management-level committees such as the Group ALM Committee and the Group Risk Management Committee. Climate-related risks are incorporated into the integrated risk management framework, with a system in place to manage transition risks and physical risks across each risk category.
Shareholder Returns
The annual dividend for FY2026 (ending March 2026) is ¥64 per share (up ¥4 year on year), with a payout ratio of 40.7%. For FY2027 (ending March 2027), a substantial dividend increase to ¥96 (up 50% year on year) is planned. On the day following the earnings announcement, the company resolved to conduct a share buyback of up to 5,000,000 shares / ¥10.0 billion.
Dividend Policy
The basic policy is to maintain or increase the dividend per share (progressive dividend policy). The annual dividend for FY2026 (ending March 2026) is ¥64 per share (interim ¥32, year-end ¥32), an increase of ¥4 from the previous fiscal year's ¥60, with a payout ratio of 40.7% and a dividend-to-net-assets ratio of 2.1%. The forecast annual dividend for FY2027 (ending March 2027) is ¥96 per share (interim ¥48, year-end ¥48), representing a substantial increase of 50% year on year, with an expected payout ratio of 44.0%.
ESG
The Company endorses the TCFD recommendations and has obtained a CDP2025 rating of "B." It aims to achieve net-zero Scope 1+2 CO2 emissions by FY2029, and achieved a 13.5% year-on-year reduction in FY2025. Cumulative sustainable finance executed reached ¥855.2 billion for the FY2022–FY2025 period. In terms of human capital, the Company is also promoting diversity, including a 10.3% ratio of female managers and a 100% rate of childcare leave uptake among male employees.
Last updated: June 18, 2026