The Miyazaki Bank,Ltd.
8393・Prime Market・Banks
Governance
Transitioned to a company with an audit and supervisory committee in 2016. The company has established an independent audit and oversight framework through the Audit and Supervisory Committee, which is composed of a majority of outside directors, and introduced a delegated-type executive officer system along with a Nomination and Compensation Committee in 2019.
Risk Management
The Risk Management Division has been established as the integrated management department, and management regulations have been put in place for each risk category, including credit risk, market risk, liquidity risk, and operational risk. The company is working to ensure sound management through the Risk Management Committee, ALM Committee, and Compliance Committee.
Shareholder Returns
For FY2026 (ending March 2026), the annual dividend is ¥200 (¥40 on a post 5-for-1 stock split basis), with a payout ratio of 23.9%. For FY2027 (ending March 2027), the dividend is planned to increase 40% to ¥56 (post-split basis). The company targets a payout ratio of approximately 40% by the final year of the medium-term management plan (FY2029, ending March 2029). A shareholder benefit program is also planned to be introduced from FY2027.
Dividend Policy
The basic policy is to actively and stably return profits to shareholders, aiming to steadily increase dividends per share with a target payout ratio of approximately 40% by the final year of the medium-term management plan (FY2029, ending March 2029). Dividends of surplus are paid twice a year: an interim dividend (resolved by the Board of Directors) and a year-end dividend (resolved by the General Meeting of Shareholders). Share buybacks will be conducted flexibly.
ESG
As part of its climate change response, the company conducts TCFD-compliant scenario analysis (physical and transition risks) and has set a target of reducing Scope 1 and 2 emissions by 60% by FY2030 (ending March 2031) compared to FY2013 (ending March 2014) levels. It aims for cumulative ESG-related loans and investments of ¥400 billion for FY2026 (ending March 2026) through FY2030 (ending March 2031). In terms of human capital, the company is advancing multifaceted initiatives, including a female manager ratio of 25.3% (targeting 30% or higher by FY2028, ending March 2028), a male childcare leave uptake rate of 126.0%, and certification as an Excellent Health Management Corporation for nine consecutive years.
Last updated: June 22, 2026