THE OITA BANK, LTD.
8392・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the Board of Directors, composed of 12 directors (including 4 outside directors), is responsible for decision-making and oversight, and a Nomination and Compensation Committee composed entirely of outside directors has been established as an advisory body to the Board of Directors. The Board of Directors meets in principle twice a month and also conducts an annual effectiveness evaluation.
Risk Management
The company has established four specialized committees: the Risk Management Committee (monthly), the ALM Committee (monthly), the Compliance Committee (quarterly), and the Customer Satisfaction Improvement Committee (quarterly), with Audit and Supervisory Committee members attending each committee. Under the integrated risk management framework, the company practices self-managed risk management by comparing and contrasting credit risk, market risk, operational risk, and other risks against capital.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥170 (interim ¥85 + year-end ¥85), with a payout ratio of 24.3%. From FY2027 (ending March 2027), the total return ratio target will be raised to 35% or more and the payout ratio target to 30% or more, with the next fiscal year's annual dividend planned at ¥50 (post stock split). Share buybacks will also continue to be implemented.
Dividend Policy
The basic policy is to continue stable dividends, aiming for a target total return ratio through progressive dividends driven by profit growth and flexible share buybacks. For FY2026 (ending March 2026), the annual dividend is ¥170 (interim ¥85 + year-end ¥85), with total dividends of ¥2,581 million and a payout ratio of 24.3%. A 5-for-1 stock split was implemented effective April 1, 2026. From FY2027 (ending March 2027), the shareholder return policy will be revised to target a total return ratio of 35% or more and a payout ratio of 30% or more. The forecasted annual dividend for FY2027 (ending March 2027) is ¥50 (post stock split; ¥250 before considering the split), consisting of an interim dividend of ¥25 and a year-end dividend of ¥25.
ESG
The company has identified "Climate Change Response," "Respect for Diversity," and "Improving Employee Engagement" as materialities, and declared carbon neutrality in March 2024. In FY2025, total Scope 1 and 2 CO₂ emissions were 2,238 t-CO₂ (a 78.2% reduction compared to FY2013), and the amount of SDGs Investment and Financing executed reached ¥418.7 billion (of which ¥124.7 billion was environment-related). In terms of human capital, the company achieved a female manager ratio of 5.1% and a male childcare leave take-up rate of 127.9%, and implemented wage increases for three consecutive years (average annual salary of ¥7,075 thousand, up 4.5% year on year).
Last updated: June 18, 2026