The Shikoku Bank, Ltd.
8387・Prime Market・Banks
Governance
The company has adopted the structure of a company with an Audit and Supervisory Committee, and seeks to enhance the effectiveness of its oversight function through the Board of Directors (7 directors excluding Audit and Supervisory Committee members, of whom 1 is outside; 4 Audit and Supervisory Committee members, of whom 3 are outside) and a Governance Committee comprising the Representative Director and all outside directors (which deliberates on matters such as nominations and compensation).
Risk Management
The Board of Directors has established an integrated risk management policy, and the General Planning Division centrally manages risk. The ALM Committee and Risk Management Committee meet once a month and report their deliberation results to the Board of Directors, while climate change risk is assessed through scenario analysis using NGFS and IPCC scenarios to quantitatively evaluate financial impact.
Shareholder Returns
For FY2025, an annual dividend of ¥60 (interim ¥28, year-end ¥32) was implemented, an increase of ¥10 year on year. From FY2026, the payout ratio target has been raised from 30% or higher to 40% or higher, and for FY2027 (ending March 2027), an annual dividend of ¥86 (¥43 interim and ¥43 year-end) is forecast.
Dividend Policy
The payout ratio target relative to net income attributable to owners of the parent has been raised from 30% or higher to 40% or higher starting FY2026. The basic policy is to pay dividends twice a year, an interim dividend and a year-end dividend. FY2025 actual results were an interim dividend of ¥28 and a year-end dividend of ¥32, totaling ¥60 for the year (total dividends of ¥2,513 million, consolidated payout ratio of 14.3%). The forecast for FY2027 (ending March 2027) is an interim dividend of ¥43 and a year-end dividend of ¥43, totaling ¥86 for the year (forecast payout ratio of 40.9%). Note that the FY2025 consolidated payout ratio, excluding the one-time factor associated with making Shigin General Lease a wholly owned subsidiary, was 30.5%.
ESG
The Bank has established a Sustainability Committee chaired by the Representative Director and President, setting targets of a 50% reduction in CO2 emissions by FY2030 (a 60.1% reduction versus FY2013 achieved in FY2025) and carbon neutrality by 2050. Cumulative sustainable finance execution has reached ¥267.8 billion, significantly exceeding the medium-term plan target of ¥200.0 billion. On the human capital front, the Bank has formulated a DE&I promotion policy, maintained an
Last updated: June 18, 2026