THE TOTTORI BANK, LTD.
8383・Standard Market・Banks
Governance
The company adopts a company-with-auditors structure, with a Board of Directors comprising seven directors, including three outside directors, responsible for management oversight. The executive officer system introduced in 2002 separates decision-making from business execution, and an Officer Personnel and Compensation Committee has been established to ensure transparency in personnel and compensation matters.
Risk Management
An integrated risk management framework covering credit, market, liquidity, and operational risk has been established under the
Shareholder Returns
Basic policy of maintaining stable dividends, with dividends paid twice a year. For FY2025 (fiscal year ended March 2026), the annual dividend per share was ¥50 (interim ¥25, year-end ¥25), with a payout ratio of 29.5%. The forecast for FY2026 also maintains the same ¥50 level. Share buybacks are minimal.
Dividend Policy
From the perspective of ensuring sound management, the company strives to stabilize its management foundation and enhance capital adequacy, while adopting a basic policy of continuous and stable dividends to shareholders. Dividends are paid twice a year: an interim dividend (resolved by the Board of Directors) and a year-end dividend (resolved at the General Meeting of Shareholders). For FY2025 (fiscal year ended March 2026), the actual results were an interim dividend of ¥25 and a year-end dividend of ¥25, totaling ¥50 (total dividends of ¥467 million, consolidated payout ratio of 29.5%, dividend on equity ratio of 0.9%). For FY2026 (fiscal year ending March 2027), the forecast also maintains an interim dividend of ¥25 and a year-end dividend of ¥25, totaling ¥50 (forecast payout ratio of 29.2%).
ESG
The company endorsed the TCFD recommendations in June 2022, setting targets to reduce Scope 1+2 CO2 emissions by 60% by FY2030 (versus FY2013 levels) and achieve net zero by FY2050. For sustainable finance, it has set a cumulative target of ¥200.0 billion for FY2021–FY2030, with an achievement rate of 66.3% as of the end of March 2026. In terms of human capital, the medium-term management plan sets targets such as a 27% ratio of women in managerial and supervisory positions and a 3.00% employment rate for persons with disabilities, and the company is also engaged in initiatives such as participation in the TNFD Forum and biodiversity conservation.
Last updated: June 22, 2026