Hokuhoku Financial Group, Inc.
8377・Prime Market・Banks
Governance
As a company with an audit and supervisory committee, the company has appointed five outside directors (all serving as independent officers), strengthening the board's oversight function. It has established a Nomination and Compensation Committee (with outside directors constituting a majority), ensuring transparency in succession planning and the compensation system.
Risk Management
The Risk Management Division serves as the central hub, working in close coordination with the risk management departments of each group company to build an integrated risk management framework based on the
Shareholder Returns
Annual dividend per share of common stock for FY2026 (ending March 2026) is ¥110 (interim ¥45, year-end ¥65), an increase of ¥60 year-on-year. The forecast for FY2027 (ending March 2027) is ¥150 (interim ¥75, year-end ¥75). In May 2026, a share buyback of ¥10.0 billion was announced. The policy is to raise the total common stock payout ratio to around 40% by FY2027.
Dividend Policy
The basic policy is to pay stable dividends while striving to strengthen the management foundation to achieve sustainable growth and enhance corporate value for the Group. The basic policy is to "raise the total common stock payout ratio to around 40% by FY2027, including through flexible share buybacks, aiming to improve shareholder returns and capital efficiency." The annual dividend per share of common stock for FY2026 (ending March 2026) is ¥110 (interim ¥45, year-end ¥65), with a payout ratio of 22.7%. The forecast for FY2027 (ending March 2027) is an annual dividend of ¥150 (interim ¥75, year-end ¥75), with a projected payout ratio of 28.7%. Note that in April 2025, all of the 1st Series 5th Class Preferred Stock was acquired and cancelled in full. A share buyback of ¥10.0 billion was announced as of May 11, 2026.
ESG
With a target of achieving net-zero GHG emissions (Scope 1 and 2) by FY2030, the Group achieved a 29.0% reduction year-on-year in FY2025 through the use of virtual PPAs and non-fossil fuel certificates, among other measures. Cumulative sustainable finance (investment and loans) reached ¥966.9 billion as of the end of March 2026, while environment-related finance (investment and loans) reached ¥527.6 billion. In terms of human capital, progress in promoting diversity continued, with the ratio of female managers at 27.8% and the male childcare leave uptake rate at 131.3%.
Last updated: June 16, 2026