The Kiyo Bank, Ltd.
8370・Prime Market・Banks
Governance
The company is structured as a company with an Audit and Supervisory Committee, with a Board of Directors comprising 12 members (including 6 Audit and Supervisory Committee members and 4 outside directors). It has established a Nomination Advisory Committee and a Compensation Advisory Committee, in which independent outside directors hold a majority in each, with an independent outside director serving as chairperson in both.
Risk Management
The company has established a Risk Management Division to promote integrated risk management. The Risk Management Committee meets once a month (12 times in FY2025), and coordinates with the ALM Strategy Committee and the Compliance Committee to centrally manage risks across the group as a whole. BCP formulation and drills are also conducted.
Shareholder Returns
Progressive dividend policy targeting a payout ratio of around 40%. The annual dividend for FY2026 (ending March 2026) is ¥137 (interim ¥58 plus year-end ¥79), an increase of ¥27 year-on-year, with a payout ratio of 40.3%. For FY2027 (ending March 2027), a 3-for-1 stock split is planned to take effect in October 2026, and the annual dividend forecast before adjusting for the split is ¥156 (an increase of ¥19 year-on-year). Share buybacks are conducted flexibly.
Dividend Policy
The company targets a payout ratio of around 40% and implements progressive dividends in line with profit growth. Share buybacks are conducted flexibly. A stock split at a ratio of 3 shares for every 1 share of common stock is planned to take effect on October 1, 2026. The dividend forecast for FY2027 (ending March 2027) is an interim dividend of ¥78 (before the split) and a year-end dividend of ¥26 (after the split).
ESG
The company endorses TCFD and TNFD, and has reduced CO₂ emissions (Scope 1 and 2) by 85.0% (FY2025 actual) compared to FY2013 levels, moving forward its carbon neutrality target from FY2050 to FY2030. It discloses multifaceted ESG information spanning human capital, climate change, and biodiversity, including a cumulative sustainable finance execution amount of ¥549.2 billion, a female manager ratio of 27.7%, and a male childcare leave utilization rate of 108.8%.
Last updated: June 22, 2026