The Hyakugo Bank, Ltd.
8368・Prime Market・Banks
Governance
As a company with a Board of Corporate Auditors, the Board of Directors comprises 11 directors (of which 5 are outside directors, an outside ratio of approximately 45%). A Corporate Governance Council (comprising 8 members, including 5 outside directors) has been established as an advisory body to the Board of Directors, and a framework is in place for deliberating important matters such as nominations and compensation.
Risk Management
Credit risk, market risk, liquidity risk, and operational risk are categorized and deliberated/managed by the ALM Risk Management Committee and the Operational Risk Management Committee. The company implements integrated risk management that controls the quantified total risk amount within a certain range of capital, and also comprehensively manages climate change risk (physical risk: up to ¥3.8 billion; transition risk: up to ¥12.9 billion increase in credit costs) through scenario analysis.
Shareholder Returns
For FY2026 (ending March 2026), the annual dividend is ¥34 per share (interim ¥13 + year-end ¥21), with total dividends of ¥8,250 million and a payout ratio of 30.8%. For FY2027 (ending March 2027), the dividend is forecast at ¥42 per share (interim ¥21 + year-end ¥21). Share buybacks are also being continued (¥2,500 million in the current period).
Dividend Policy
The basic policy is to provide stable returns to shareholders, with dividends paid twice a year as an interim dividend and a year-end dividend. For FY2026 (ending March 2026), the annual dividend is ¥34 per share (interim ¥13 + year-end ¥21), with total dividends of ¥8,250 million and a consolidated payout ratio of 30.8%. For FY2027 (ending March 2027), the annual dividend is forecast at ¥42 per share (interim ¥21 + year-end ¥21), with a forecast payout ratio of 35.3%.
ESG
The Bank is strengthening its climate change response based on TCFD, setting targets of net-zero Scope 1 and 2 emissions (FY2028 target) and cumulative sustainable finance of ¥2 trillion (FY2030 target). In terms of human capital, it has set targets such as a female managerial ratio of 25% or higher and a male childcare leave uptake rate of 100% or higher, and has also formulated sector-specific policies not to provide investment or financing for new coal-fired power plant construction or businesses involving human rights violations.
Last updated: June 19, 2026