THE SHIGA BANK,LTD.
8366・Prime Market・Banks
Governance
As a company with a Board of Corporate Auditors, the Board of Directors, composed of 9 directors (3 of whom are outside directors), oversees management, and a Nomination and Compensation Committee, in which outside directors hold a majority, deliberates on matters related to nomination and compensation.
Risk Management
Based on the "Risk Management Regulations," the Group comprehensively manages credit risk, market risk, liquidity risk, reputational risk, and other risks, and has introduced a Risk Appetite Framework. The Board of Directors formulates risk management policies on a semi-annual basis, and appropriate operations are conducted through the ALM Committee, Compliance Committee, and other bodies.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥140 per share (interim ¥65 + year-end ¥75), with a payout ratio of 30.3%. For FY2027 (ending March 2027), an annual dividend of ¥50 (after the 1-for-5 stock split) is planned, targeting a payout ratio of approximately 40%. Share buybacks will also continue to be implemented.
Dividend Policy
Under the "Sampo-yoshi" (mutual benefit for all three parties) capital policy, the company aims to balance soundness, growth investment, and shareholder returns, with a basic policy of providing the maximum possible shareholder returns. For shareholder returns in FY2027 (ending March 2027), the company targets a payout ratio of approximately 40%, and will flexibly and opportunistically implement share buybacks based on the business environment and capital conditions. The annual dividend for FY2026 (ending March 2026) is ¥140 per share (interim ¥65, year-end ¥75), with a payout ratio of 30.3%. The forecasted annual dividend for FY2027 (ending March 2027) is an ordinary dividend of ¥50 (on a basis after the 1-for-5 stock split effective April 1, 2026).
ESG
The company supports the TCFD and TNFD recommendations and achieved carbon neutrality for Scope 1 and 2 emissions in FY2025. It is focusing on biodiversity conservation of Lake Biwa and support for regional decarbonization (cumulative sustainable finance of ¥260.4 billion), while also enhancing human capital metrics such as a 19.0% ratio of female managers and a 100% rate of male employees taking childcare leave.
Last updated: June 17, 2026