The Bank of Toyama,Ltd.
8365・Standard Market・Banks
Governance
In June 2025, the company transitioned to a company with an Audit and Supervisory Committee. The Board of Directors comprises 13 members, including 5 outside directors (outside director ratio of approximately 38%), and a Nomination and Compensation Committee (5 members, including 3 outside directors) has been established as an advisory body to the Board of Directors to ensure transparency and objectivity.
Risk Management
The General Planning Division's Risk Management Office is positioned as the integrated risk management department, and management policies and responsible departments for each risk category are clarified based on the internal control basic policy. The Executive Committee serves as a bank-wide deliberation and consultation body, and a system has been established to regularly report risk management status to the Board of Directors. Climate change risk (transition risk and physical risk) is recognized as one of the top risks, and a response within the integrated risk management framework is under consideration.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) increased to ¥55 per share (interim ¥25, year-end ¥30). Dividend payout ratio of 28.0%. Annual dividend of ¥55 (¥27.50 each) is forecast for FY2027 (ending March 2027) as well. Share buybacks were nearly zero (¥0 million) for the current period.
Dividend Policy
The basic policy is stable profit distribution, with interim and year-end dividends paid twice a year. For FY2026 (ending March 2026), the annual dividend per share is ¥55 (interim ¥25, year-end ¥30), with a dividend payout ratio of 28.0% and a dividend-to-net-assets ratio of 0.9%. For FY2027 (ending March 2027), an annual dividend of ¥55 (interim ¥27.50, year-end ¥27.50) is forecast, with an expected dividend payout ratio of 27.9%. In the previous period (FY2025, ended March 2025), the annual dividend was ¥50 (interim ¥25, year-end ¥25), with a dividend payout ratio of 28.1%.
ESG
The company supports the TCFD recommendations and recognizes climate change risk (transition and physical) as a top risk. It has set a target to reduce its own CO2 emissions by 50% by FY2030 compared to FY2013 levels (FY2025 actual result: 43% reduction), and has calculated and disclosed Scope 3 emissions (investment/financing and business loans) of 890,137 t-CO2. On the human capital front, the company discloses a female ratio of 16.0% among career-track (general) employees (FY2031 target: 24%) and a mid-career hire ratio of 13.1% among managers (target of 12% already achieved), and has achieved a 100% male childcare leave uptake rate.
Last updated: June 22, 2026