The Fukui Bank,Ltd.
8362・Prime Market・Banks
Governance
As a company with a Nomination Committee, etc., the company has established three committees—Nomination, Audit, and Compensation—each of which has outside directors comprising a majority and serving as chair. As of the filing date of the Annual Securities Report, 4 of the 11 directors are outside directors, establishing a governance framework based on the separation of business execution and oversight.
Risk Management
The company has established an integrated risk management framework covering credit, market, liquidity, and operational risks, with dedicated management departments assigned to each risk category. A reporting structure has been built to ensure that risk management issues are reported in a timely manner to the responsible executive officer, various committees, the Board of Directors, and the Audit Committee, and an independent internal audit department verifies the effectiveness of this framework.
Shareholder Returns
From FY2027 (ending March 2027), the dividend payout ratio target has been raised from 30% to 40%. The annual dividend for FY2026 (ending March 2026) is ¥108 per share (interim ¥29 + year-end ¥79, an increase of ¥50 year on year). The forecast for FY2027 (ending March 2027) is an annual dividend of ¥150 (interim ¥75).
Dividend Policy
The policy targets a dividend payout ratio of approximately 40% of profit attributable to owners of parent, combining a stable annual dividend of ¥50 per share with a performance-linked dividend (changed from approximately 30% previously, effective from FY2027 (ending March 2027)). The dividend for each period is determined after financial results are finalized, taking into account prevailing economic conditions, financial position, capital adequacy ratio, and other factors. The actual result for FY2026 (ending March 2026) was an annual dividend of ¥108 (interim ¥29 + year-end ¥79), with a payout ratio of 29.6%. The forecast for FY2027 (ending March 2027) is an annual dividend of ¥150 (interim ¥75 + year-end ¥75), with a forecast payout ratio of 39.4%.
ESG
As part of its climate change response, the company has set targets to reduce GHG emissions (Scope 1+2) by 80% or more by FY2028 compared to FY2013 levels, and to achieve net zero by FY2050, having achieved a 66.1% reduction in actual results for FY2025. On the human capital front, the company positions well-being promotion, DEI promotion, and reskilling as growth drivers, and has enhanced disclosure of non-financial indicators, including a cumulative sustainable finance execution amount of ¥438.1 billion (FY2022–FY2025).
Last updated: June 23, 2026