The Ogaki Kyoritsu Bank, Ltd.
8361・Prime Market・Banks
Governance
The company has adopted an audit & supervisory board system, with a Board of Directors comprising nine members, including three outside directors, meeting once a month, and a Management Advisory Council composed of outside directors, outside audit & supervisory board members, and internal directors that provides recommendations on nominations and compensation. An executive officer system separates decision-making and oversight from business execution.
Risk Management
Risks are managed under the four categories of credit, market, liquidity, and operational risk based on the "Risk Management Policy." The ALM Committee and the Operational Risk Management Committee have been established, with the Corporate Management Department responsible for integrated risk management. A system is in place whereby the Board of Directors regularly receives audit result reports from the internal audit department.
Shareholder Returns
For FY2026 (ending March 2026), an annual dividend of ¥150 (up ¥60 year on year), including a ¥10 commemorative dividend for the 130th anniversary of the company's founding, will be paid. The dividend payout ratio is 32.1%. For FY2027 (ending March 2027), an annual dividend equivalent to ¥150 is forecast, taking into account the stock split (1-for-5, effective October 1, 2026). The company targets a total payout ratio of approximately 30% and also conducted share buybacks (¥3,516 million in the current fiscal year).
Dividend Policy
The basic policy is to pay dividends twice a year (interim and year-end). For FY2026 (ending March 2026), the interim dividend is ¥55 per share and the year-end dividend is ¥95 per share (comprising an ordinary dividend of ¥85 and a ¥10 commemorative dividend for the 130th anniversary of the company's founding), for an annual total of ¥150 (total dividends of ¥6,192 million, payout ratio of 32.1%). For FY2027 (ending March 2027), taking into account the 1-for-5 stock split effective October 1, 2026, a year-end dividend of ¥15 per share (equivalent to ¥75 before the split) is forecast. The basic policy is to maintain stable dividends while implementing additional shareholder returns through dividend increases and share buybacks, targeting a total payout ratio of approximately 30%.
ESG
The Bank endorses the TCFD recommendations, and the Sustainability Promotion Committee, chaired by the President, identifies and manages ESG risks and opportunities including climate change, reporting to the Board of Directors. The Bank has set a target of reducing CO₂ emissions by 75% by FY2030 (compared to FY2013) and aims to achieve cumulative sustainable finance of ¥1,200 billion (FY2022–FY2030). In terms of human capital, the Bank quantitatively manages diversity promotion, including a target of 30% female leadership ratio (FY2030 target), a disability employment rate of 2.93% (exceeding the 2.5% target), and a male childcare leave uptake rate of 103.7%.
Last updated: June 26, 2026