Fukuoka Financial Group, Inc.
8354・Prime Market・Banks
Governance
The company is structured as a company with an Audit and Supervisory Committee, comprising 11 directors (4 of whom are outside directors). A Group Nomination Advisory Committee and a Group Compensation Advisory Committee have been established as advisory bodies to the Board of Directors, ensuring transparency and fairness in management.
Risk Management
Integrated risk management is implemented centered on the Group Risk Management Committee (the ALM Committee meets monthly and the Operational Risk Management Committee meets four times a year). Climate change risk is positioned as one of the top risks, and the Board of Directors is actively involved in developing and establishing the management framework.
Shareholder Returns
The company targets a payout ratio of approximately 40% and follows a policy of stable increases in dividends per share. Actual FY2025 results were an annual dividend of ¥180 (interim ¥85, year-end ¥95), with a payout ratio of 39.8%. The FY2026 forecast is an annual dividend of ¥210 (interim ¥105, year-end ¥105). Share buybacks are considered as needed as a measure to improve capital efficiency.
Dividend Policy
The company aims for a payout ratio of approximately 40% and strives for stable and sustainable increases in dividends per share. Dividends are paid twice a year: an interim dividend (resolved by the Board of Directors) and a year-end dividend (resolved at the General Meeting of Shareholders). FY2025 actual results: annual dividend of ¥180 (interim ¥85 + year-end ¥95), payout ratio of 39.8%. FY2026 forecast: annual dividend of ¥210 (interim ¥105 + year-end ¥105), forecast payout ratio of 39.7%.
ESG
The company targets net zero for Scope 1 and 2 emissions by FY2030, with FY2025 actual emissions of 14,698 t-CO2e (down 64.9% versus FY2013). Cumulative sustainable finance execution amount reached ¥1,173.2 billion for FY2020–FY2025 (against a target of ¥2 trillion), and the company is advancing a wide range of ESG initiatives, including TCFD-based scenario analysis and human rights due diligence responses.
Last updated: June 19, 2026