The Toho Bank, Ltd.
8346・Prime Market・Banks
Governance
The company operates as a company with an audit and supervisory committee, with a board of 10 directors (including 5 outside directors, an outside director ratio of 50%). It has established a Nomination and Compensation Council, chaired by an independent outside director and composed of a majority of independent outside directors, to ensure fairness and transparency in nominations and compensation.
Risk Management
The Board of Directors has established the "Basic Policy for Risk Management," building a system for continuous monitoring by the Risk Management Committee and the Risk Management Division, along with regular reporting to the Board of Directors. Sustainability risks, such as climate change risk and inadequate response to DE&I, are also included among the top risks, and risk appetite policies and indicators have been set to manage them.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥17 per share (interim ¥7 + year-end ¥10), with a payout ratio of 34.3%. For FY2027 (ending March 2027), the annual dividend is planned at ¥21 (interim ¥10.5 + year-end ¥10.5), with a payout ratio of 40.3%. From the following fiscal year, the target payout ratio will be raised to 40%.
Dividend Policy
Through FY2026 (ending March 2026), the basic policy is a stable dividend of ¥6, with flexible shareholder returns targeting a payout ratio of 30% of profit attributable to owners of parent. From FY2027 (ending March 2027) onward, the basic policy will be to continue stable dividends, with flexible shareholder returns implemented according to business performance, targeting a payout ratio of 40%. Dividends are paid twice a year, as an interim dividend and a year-end dividend.
ESG
Advancing climate change response through endorsement of the TCFD recommendations, participation in the GX League, and membership in the TNFD Forum. CO2 emissions (Scope 1 and 2) have been reduced by 49.3% compared to FY2013 (targeting carbon neutrality by FY2040), and cumulative sustainable finance executed totals ¥721.7 billion (against a FY2030 target of ¥1.5 trillion). On the human capital front, wage increases exceeding 6% have been implemented for three consecutive years, with KPIs set and managed such as a female managerial position ratio of 28.3% and a male childcare leave uptake rate of 110.5%.
Last updated: June 15, 2026