The 77 Bank, Ltd.
8341・Prime Market・Banks
Governance
The company is a company with an audit and supervisory committee, with a board of 14 directors (7 of whom are outside directors). It has established a Corporate Governance Committee as a voluntary advisory body to the Board of Directors, providing a framework for deliberating on nominations, compensation, and related matters.
Risk Management
Based on the Basic Policy for Risk Management, the Company manages credit, market, liquidity, operational, and other risks. The Risk Management Division is responsible for integrated risk management, while the Audit Division conducts internal audits. With respect to climate change risk, a framework has been established under which stress tests are conducted and the results are reported to the ALM & Profit Management Committee.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is forecast at ¥260 per share (payout ratio 35.7%), with the year-end dividend up ¥34 versus prior guidance. For FY2027 (ending March 2027), the dividend is planned at ¥104 per share (payout ratio 37.7%) on a post-stock-split basis (1 share → 3 shares). The policy is to raise the payout ratio to 40% or higher by FY2027 and to conduct flexible share buybacks.
Dividend Policy
Under a progressive dividend policy, the company aims to raise the payout ratio on profit attributable to owners of parent to 40% or higher by FY2027 (ending March 2027). Dividends are paid twice a year, as an interim and a year-end dividend. Actual results for FY2025 (ending March 2026) were ¥260 per share (interim ¥113 + year-end ¥147), a payout ratio of 35.7%. For FY2026 (ending March 2027), the dividend is expected to be ¥104 per share (interim ¥52 + year-end ¥52) on a post-stock-split basis (1 share → 3 shares, effective April 1, 2026), a payout ratio of 37.7%. The company also intends to combine this with flexible share buybacks to enhance shareholder returns and capital profitability.
ESG
The company has established a Sustainability Committee chaired by the President, promoting ESG management based on six materiality themes including climate change, human capital, and regional revitalization. It has set targets of carbon neutrality for Scope 1 and 2 emissions by 2030 and net zero for Scope 1, 2, and 3 emissions by 2050, and has revised upward its FY2030 target for cumulative sustainable finance execution amount to ¥2.5 trillion. The company has achieved a female manager ratio of 21.3% and a male childcare leave uptake rate of 98.2%.
Last updated: June 15, 2026