Tsukuba Bank, Ltd.
8338・Prime Market・Banks
Governance
The company is a company with an audit and supervisory committee (Board of Directors composed of 11 members, including 5 outside directors). Management Advisory Committee, Nomination Advisory Committee, and Compensation Advisory Committee have been established as advisory bodies to the Board of Directors, and independence and objectivity are ensured by having all committee members consist of independent outside directors.
Risk Management
Under the integrated risk management policy, the responsible departments manage credit risk, market risk, liquidity risk, operational risk, reputational risk, and other risks, and a system has been established in which management is actively involved through regular meetings of the Risk Management Committee and each risk subcommittee. Climate change risk is also managed within the same framework, and scenario analyses of physical risk and transition risk are conducted.
Shareholder Returns
With financial strength enhancement as a precondition, the basic policy is stable dividends, continuing a dividend of ¥5 per share of common stock (the same amount for both the FY2026 (ending March 2026) actual and FY2027 (ending March 2027) forecast). The dividend payout ratio is 6.2%. A small amount of treasury stock repurchase was carried out.
Dividend Policy
To ensure sound management, the company aims to strengthen its financial structure through enhanced internal reserves while implementing stable dividends taking into account profit conditions and the business environment. For FY2026 (ending March 2026), the dividend is ¥5 per share of common stock (payout ratio 6.2%) and ¥1.15 per share of Class 4 preferred stock (preferred dividend annual rate 0.23%). The same level (¥5 for common stock, ¥1.15 for Class 4 preferred stock) is planned for FY2027 (ending March 2027) as well. Total dividends amount to ¥412 million.
ESG
Announced the SDGs Declaration in 2019, endorsed TCFD in 2021, and joined the TNFD Forum along with declaring a Nature Positive commitment in 2025. CO2 emissions achieved a ▲77.9% reduction versus FY2013 levels in FY2026 (ending March 2026), ahead of schedule relative to the ▲50% target. Sustainable finance execution amount reached ¥373.1 billion in 4 years against a 9-year target of ¥300.0 billion. In terms of human capital, the company has been certified as an Excellent Health Management Corporation for 9 consecutive years, and is working on initiatives such as promoting DE&I, introducing a skills evaluation system, and expanding human capital investment (+16.5% versus FY2024).
Last updated: June 18, 2026