The Chiba Kogyo Bank, Ltd.
8337・Prime Market・Banks
Governance
The company operates as a company with a Board of Corporate Auditors, comprising 9 directors (4 of whom are outside directors), and has established a Nomination and Compensation Advisory Committee as an advisory body to the Board of Directors (chaired by an independent outside director, with independent outside directors constituting a majority). Deliberations regarding the business integration with Chiba Bank scheduled for April 2027 are also a key agenda item for the Board of Directors.
Risk Management
The Company positions risk management as a key management priority, establishing the Risk Management Division and the Risk Management Committee to manage risk on an integrated basis. Climate change risk is recognized as a "risk driver" that triggers and amplifies existing risk categories, and the Company conducts TCFD-based scenario analysis (cumulative transition risk of ¥3.2 billion to ¥5.4 billion; physical risk of ¥0.8 billion to ¥1.1 billion).
Shareholder Returns
Dividend per share of common stock is ¥10 (FY2026 actual), unchanged from the previous fiscal year. FY2027 forecast is doubled to ¥20. Payout ratio is 7.2% (FY2026 consolidated). The company is conducting share buybacks and cancellations of preferred stock in connection with the business integration with Chiba Bank.
Dividend Policy
The basic policy is to strive for stable dividends while enhancing internal reserves to ensure sound management. In principle, dividends are paid twice a year, as an interim dividend and a year-end dividend, with the year-end dividend decided by the General Meeting of Shareholders and the interim dividend decided by the Board of Directors. Dividend per share of common stock was ¥10 (FY2026 actual, payout ratio 7.2%), with a forecast of ¥20 for FY2027. In addition, in connection with the reorganization of capital structure ahead of the establishment of a joint holding company with Chiba Bank (scheduled for April 1, 2027), the 1st Series Type 7 Preferred Stock (481,500 shares) was acquired and cancelled on April 1, 2026. The company also plans to conduct treasury stock buybacks of Type 2 Preferred Stock, 2nd Series Type 6 Preferred Stock, and 2nd Series Type 7 Preferred Stock during the period from July 1, 2026 to January 31, 2027.
ESG
The company is advancing climate change and natural capital disclosure based on TCFD and TNFD recommendations, targeting carbon neutrality (Scope 1, 2) by FY2040. CO2 emissions in FY2025 achieved approximately a 48% reduction compared to FY2019. The cumulative amount of sustainable finance executed reached ¥1,048.6 billion as of FY2025 (of which ¥120.8 billion was environment-related), and human capital KPIs such as a 37.8% ratio of female managerial staff and an engagement score of 71.1 points are also disclosed.
Last updated: June 19, 2026