The Gunma Bank, Ltd.
8334・Prime Market・Banks
Governance
Company with a Board of Corporate Auditors (10 directors, of whom 4 are independent outside directors; 5 corporate auditors, of whom 3 are outside auditors). A Nomination Advisory Committee and a Compensation Advisory Committee have been established as advisory bodies to the Board of Directors, with independent outside directors involved in ensuring objectivity and transparency of decision-making. Directors' term of office is one year, and the company has adopted an executive officer system.
Risk Management
The Risk Management Division serves as the bank-wide department overseeing risk management, integrating management of credit, market, liquidity, operational and other risks. Climate change risk is assessed through annual scenario analysis based on TCFD, while nature-related risk is evaluated using the LEAP approach; the bank has established an
Shareholder Returns
Progressive dividend policy adopted as the basic approach; the annual dividend for FY2026 (ending March 2026) is ¥62 per share (interim ¥30 + year-end ¥32), with a payout ratio of 40.0% and total dividends of ¥23,467 million. Total shareholder return ratio, including ¥6,002 million of share buybacks, is 50.1%. For FY2027 (ending March 2027), an annual dividend of ¥70 (up ¥8 year on year) is forecast, which would mark the 6th consecutive year of dividend increases.
Dividend Policy
The basic policy is progressive dividends, maintaining or increasing the dividend, with a payout ratio target of around 40% of profit attributable to owners of parent. Share buybacks are conducted flexibly based on capital levels, capital efficiency, growth investment opportunities, and market conditions. Dividends are paid twice a year, as an interim dividend and a year-end dividend.
ESG
The Bank supports the TCFD and TNFD recommendations and targets net-zero greenhouse gas emissions from its own operations by FY2030 (FY2025 actual: 71.3% reduction versus FY2013). Cumulative sustainable finance execution for FY2022–FY2025 totaled ¥1,581.9 billion. On human capital, the Bank has introduced a job-based personnel system and a job posting system, achieving a 23.4% ratio of female managers and a 100% rate of paternity leave uptake among male employees. The Bank has been certified by CDP with the highest rating,
Last updated: June 12, 2026