The Chiba Bank, Ltd.
8331・Prime Market・Banks
Governance
The Board of Directors consists of 9 members, including 4 outside directors (outside director ratio: 44.4%), with the chairperson being an outside director. As a company with a board of corporate auditors, it has 5 corporate auditors (3 of whom are outside auditors), and has established a Nomination, Compensation, and Management Advisory Committee (chaired by, and with a majority of, outside directors) to ensure transparency and objectivity.
Risk Management
Based on the Basel Committee on Banking Supervision's "three lines of defense" framework, the Company has established a system comprising business units (first line of defense), risk management units (second line of defense), and internal audit units (third line of defense). In FY2025, 13 top risks were identified, with each CxO serving as the risk owner responsible for managing them. The Company also strengthened its risk management framework by establishing AI Risk Management Regulations and setting up a new Cybersecurity Management Office.
Shareholder Returns
Annual dividend for FY2026 (ending March 2026) is ¥52 per share (interim ¥24 + year-end ¥28), with total dividends of ¥36,520 million and a payout ratio of 38.8%. FY2027 (ending March 2027) dividend is forecast at ¥64 per share (interim ¥32 + year-end ¥32). Share buybacks were also conducted (¥15,006 million acquired in FY2026, ending March 2026).
Dividend Policy
Dividends are paid twice a year (interim and year-end). The annual dividend for FY2026 (ending March 2026) is ¥52 per share (interim ¥24 + year-end ¥28), with total dividends of ¥36,520 million and a consolidated payout ratio of 38.8%. For FY2027 (ending March 2027), an annual dividend of ¥64 per share (interim ¥32 + year-end ¥32) is forecast, with an expected payout ratio of 41.3%. Share buybacks have also been conducted, based on a resolution of the Board of Directors held on March 25, 2026 (acquisition amount for the fiscal year: ¥15,006 million).
ESG
The company implements climate change and natural capital risk management based on TCFD and TNFD recommendations, targeting net-zero SCOPE1+2 CO2 emissions by FY2030. For sustainable finance, the cumulative target for FY2019-FY2030 is ¥4 trillion, with ¥2,395.4 billion executed as of the end of FY2025. In terms of human capital, key KPIs have largely been achieved, including a 30.5% ratio of women in leadership positions and an engagement score of 83%.
Last updated: June 19, 2026