Resona Holdings, Inc.
8308・Prime Market・Banks
Governance
As a company with a nomination committee, the board comprises 10 directors, 7 of whom (70%) are outside directors, and since June 2022 an outside director has served as chairman of the board. Outside directors hold a majority on all three committees—nomination, audit, and compensation—ensuring a thorough separation of management oversight from business execution.
Risk Management
Based on the "Group Risk Management Policy," the Group manages credit, market, liquidity, operational, reputational and other risks in an integrated manner. It has identified erosion of corporate value due to insufficient response to sustainability management as a top risk, and has established a framework in which the Group Sustainability Promotion Committee monitors risks and opportunities on a quarterly basis.
Shareholder Returns
For FY2026 (ending March 2026), the dividend per share was increased by ¥4 to ¥29 (interim ¥14.5, year-end ¥14.5), with a total shareholder return ratio of 50.5%. For FY2027 (ending March 2027), a dividend of ¥37 (an increase of ¥8) is forecast. The DOE target for FY2030 (ending March 2030) has been raised to approximately 3.5%, and a share buyback framework with an upper limit of ¥35.0 billion has also been set.
Dividend Policy
The policy targets a total shareholder return ratio of 50% or more (clarified as a floor level) and aims for a DOE (dividend on equity) of approximately 3.5% for FY2030 (ending March 2030), combining stable and sustained dividend increases with agile share buybacks. FY2026 (ending March 2026) results were a dividend per share of ¥29 (interim ¥14.5, year-end ¥14.5), total dividends of ¥65,906 million, and a payout ratio of 25.5%. The FY2027 (ending March 2027) forecast is a dividend per share of ¥37 (interim ¥18.5, year-end ¥18.5), with a payout ratio forecast of 26.9%.
ESG
Under the purpose "Finance + for a Positive Future," the company has identified six materiality items and is advancing climate change initiatives (1.5°C/4°C scenario analysis, net-zero declaration for the investment and loan portfolio, target of substantially net-zero Scope 1+2 emissions by FY2030), human capital initiatives (increasing the ratio of female managers, male childcare leave uptake rate of nearly 100%), and contributions to local communities in conjunction with the medium-term management plan. The company has announced a policy of, in principle, not providing new financing for coal-fired power generation projects.
Last updated: June 19, 2026