Aozora Bank, Ltd.

8304・Prime Market・Banks

Official website

Aozora Bank, Ltd.

8304・Prime Market・Banks

Official website

Aozora Bank, Ltd.8304

Reference Indicators

Market Cap

4,176¥100M

P/E (Forecast)

15.3x

P/B

0.9x

Dividend Yield (Forecast)

3.35%

ROE

5.5%

EV/EBITDA

—

Financial Summary

Unit: ¥M

Item	2022Mar 2022	2023Mar 2023	2024Mar 2024	2025Mar 2025	2026Mar 2026
Net Sales	134,737	183,292	246,299	231,460	242,314
Ordinary Income	46,294	7,356	-54,816	17,561	27,183
Extraordinary Income	0	0	1,870	3,408	0
Extraordinary Losses	319	2	227	1,584	12
Pre-tax Income	45,975	7,354	-53,174	19,386	27,171
Income Taxes	12,937	698	-1,437	-248	574
Net Income	35,004	8,719	-49,904	20,518	25,705
ROA	0.5%	0.1%	-0.7%	0.3%	0.3%
ROE	7.1%	1.9%	-12.1%	4.9%	5.5%

Segment Performance

Unit: ¥M

2026

Segment	Net Sales	Operating Income	Operating Margin
投資銀行ユニット	61,178	0	0.0%
市場国際ユニット	15,324	0	0.0%
カスタマーリレーションユニット	11,055	0	0.0%
GMOあおぞらネット銀行	14,266	0	0.0%