SBI Shinsei Bank, Limited
8303・Prime Market・Banks
SBI Shinsei Bank, Limited
8303・Prime Market・Banks
Governance
As a company with a board of auditors, the company has established a Board of Directors (4 internal directors and 4 outside directors) and a Board of Auditors (1 full-time auditor and 2 outside auditors). It has also set up voluntary Nomination and Compensation Committees (chaired by an outside director, with outside directors comprising a majority of the members) to enhance objectivity and transparency.
Risk Management
Under the Group Risk Governance Policy and the Group Risk Management Policy, credit risk, ALM, liquidity, market risk, operational risk, and other risk categories are managed through specialized committees (the Group Risk Policy Committee, the Group ALM Committee, etc.). The three lines of defense—first, second, and third lines—are codified in the internal control regulations, and compliance is positioned as a top priority alongside risk management.
Shareholder Returns
Dividend information for FY2026 (ending March 2026) is not subject to this correction (the correction pertains solely to misstatements in the statement of cash flows). Existing information is maintained: a year-end dividend of ¥40,000,000 per share of common stock (total of ¥1,800 million) and a special dividend of ¥100,000 million on Class B preferred shares have already been implemented.
Dividend Policy
Operated with due attention to business performance and future outlook such as earnings trends, and to financial soundness and growth potential, in light of the Agreement Concerning the Treatment of Public Funds (May 2023) and the Agreement Concerning the Confirmed Repayment Scheme (March 2025). The decision-making body for dividends of surplus is the Board of Directors. The record dates are March 31 and September 30 of each year (interim dividends are permitted). Dividend restrictions apply under Article 18 of the Banking Act. Note that this correction (dated June 15, 2026) is a correction of misstatements in operating cash flow (pre-correction ¥1,895,839 million → post-correction ¥1,914,143 million) and investing cash flow (pre-correction −¥1,170,988 million → post-correction −¥1,189,291 million) in the statement of cash flows, and does not involve any change to dividend policy or dividend results.
ESG
The company has set targets of ¥5 trillion in cumulative sustainable finance (by the end of FY2030), net-zero GHG emissions for its own operations (by the end of FY2030), and net-zero for its investment and loan portfolio (by the end of FY2050), and implements climate change risk management based on the TCFD framework. On the human capital front, it has established numerical targets such as raising the ratio of female managers and achieving a male childcare leave uptake rate of 90% or higher, and is promoting diversity, equity & inclusion.
Last updated: June 19, 2026