Procrea Holdings, Inc.
7384・Prime Market・Banks
Governance
The company operates as a company with an Audit and Supervisory Committee, with a Board of Directors consisting of 14 members (5 of whom are outside directors). It has established a Nomination and Compensation Committee as well as a Fundamental Services Advisory Committee, both of which have a majority of outside directors and other outside members, with an independent outside director serving as chairperson.
Risk Management
The Company has established a Risk Management Policy and set up a Risk Management Division. Under the Management Committee, it has established the ALM/Profit Management Committee and the Risk Management Committee to comprehensively manage credit risk, market risk, liquidity risk, and operational risk, while also working with the SX Promotion Committee to address sustainability risk.
Shareholder Returns
For FY2026 (ending March 2026), an annual dividend of ¥50 per share (interim ¥25, year-end ¥25) will be implemented. At the Board of Directors meeting held on May 15, 2026, a resolution was passed to revise the shareholder return policy, raising the target payout ratio to approximately 40%, to be applied from FY2027 (ending March 2027). The forecasted annual dividend for FY2027 (ending March 2027) is ¥100 per share (an increase of ¥50 year-on-year).
Dividend Policy
In order to fulfill its public mission as the Banking business that serves as the Group's core business, the basic policy is to work toward expanding its management foundation over the long term while continuing to pay stable dividends. At the Board of Directors meeting held on May 15, 2026, the shareholder return policy was revised, and a resolution was passed to raise the target payout ratio to approximately 40%. The new policy will be applied from fiscal year 2026 (FY2027, ending March 2027). The annual dividend for FY2026 (ending March 2026) is ¥50 per share (interim ¥25, year-end ¥25), and the forecasted annual dividend for FY2027 (ending March 2027) is ¥100 per share (an increase of ¥50 year-on-year).
ESG
The company endorses the TCFD recommendations and has conducted climate change scenario analysis (estimating a cumulative increase in credit costs of up to ¥13.9 billion for transition risk and ¥3.9 billion for physical risk). Scope 1 and 2 emissions have been reduced by 48.1% compared to fiscal 2013 levels (with a target of a 55% reduction by FY2030), while Scope 3 Category 15 financed emissions stood at 3,618,407 t-CO2 (as of the end of March 2026). On the human capital front, the company implemented a 3.4% wage increase relative to regular salary in FY2025, the ratio of female managers reached 24.0% (against a target of 30% or more by FY2030), and the childcare leave utilization rate exceeded 100% for both men and women.
Last updated: June 18, 2026