Daishi Hokuetsu Financial Group, Inc.
7327・Prime Market・Banks
Governance
The company has adopted an Audit and Supervisory Committee structure, establishing a Board of Directors, an Audit and Supervisory Committee, and a Nomination and Compensation Committee, and has adopted a framework in which five outside directors, serving as members of the Audit and Supervisory Committee, hold voting rights at Board meetings. The Board of Directors meets 12 times per year, and the Nomination and Compensation Committee meets twice per year, aiming to strengthen fairness, transparency, and objectivity.
Risk Management
The Risk Management Division has been established as a cross-functional oversight department, with the ALM/Risk Management Committee, Compliance Committee, and IT Risk Management Committee each convened on a monthly basis. The Audit Division, which reports directly to the Board of Directors, conducts independent internal audits, and the company has also established a risk capital allocation framework for its subsidiary bank as well as a crisis management system based on its Business Continuity Basic Regulations.
Shareholder Returns
Maintains a progressive dividend policy targeting a payout ratio of approximately 40%. The annual dividend for FY2026 (ending March 2026) is ¥63 per share after considering the stock split (interim ¥27 + year-end ¥36), with a payout ratio of 40.0%. For FY2027 (ending March 2027), a dividend of ¥76 per share (an increase of ¥13 year on year) is planned. Share buybacks will be conducted flexibly.
Dividend Policy
Dividends per share will, in principle, be progressive, with a payout ratio target of approximately 40%. Share buybacks will be conducted flexibly, taking into comprehensive consideration business performance and market conditions, among other factors. The annual dividend for FY2026 (ending March 2026) is planned at ¥63 per share after considering the stock split (payout ratio of 40.0%), and for FY2027 (ending March 2027), ¥76 per share is planned (an increase of ¥13 year on year).
ESG
The company is advancing information disclosure based on the TCFD and TNFD recommendations. Its preliminary fiscal 2025 own CO2 emissions were 4,316 t-CO2 (down 74.3% versus fiscal 2013), and it targets carbon neutrality for Scope 1 and 2 emissions in fiscal 2030. On the human capital front, it achieved a female manager ratio of 26.8% and a male childcare leave take-up rate of 106.2%, and has continued to be certified as an Excellent Health & Productivity Management Corporation (White 500), promoting sustainability management on both the environmental and social fronts.
Last updated: June 12, 2026