Nishi-Nippon Financial Holdings, Inc.
7189・Prime Market・Banks
Governance
Structured as a company with an audit and supervisory committee, comprising 9 directors (including 3 outside directors and 3 independent officers). A Nomination and Compensation Advisory Committee has been established, building a highly independent framework in which outside directors hold a majority. The executive officer system separates oversight from business execution.
Risk Management
The Company has established a department that oversees the Group's risk management framework, with the "Basic Policy on Risk Management" serving as the top-level policy. Climate change risk is designated as one of the top risks, and scenario analysis in line with the TCFD recommendations is conducted. In addition, the Group Financial Crime Countermeasures Committee has been established as an AML/CFT measure, and a compliance and internal audit framework has been put in place.
Shareholder Returns
From FY2027 (ending March 2027), the company changed its shareholder return policy, aiming to increase dividends through profit growth with a target payout ratio of around 40%. For FY2026 (ending March 2026), the annual dividend is ¥118 per share (interim ¥45 + year-end ¥73), total dividends of ¥16,451 million, and a payout ratio of 41.0%. For FY2027 (ending March 2027), an annual dividend of ¥140 (interim ¥70 + year-end ¥70) is planned.
Dividend Policy
From FY2027 (ending March 2027), the company changed its policy to target a payout ratio of around 40% and aim to increase dividends through profit growth. Share buybacks will be conducted flexibly in consideration of economic conditions, financial position, and earnings outlook. For FY2026 (ending March 2026), under the previous policy targeting a total return ratio of around 40%, the company implemented an annual dividend of ¥118 (interim ¥45 + year-end ¥73), resulting in a payout ratio of 41.0%. The forecast for FY2027 (ending March 2027) is an annual dividend of ¥140 (interim ¥70 + year-end ¥70).
ESG
Discloses climate change risks and opportunities in line with TCFD recommendations. Targets carbon neutrality for Scope 1 + 2 by FY2030 (fiscal year ending March 2031), and aims to execute cumulative sustainable finance of ¥2 trillion over FY2021–FY2030. In human capital, the company is working on strategic talent development, raising the ratio of female managers (17.0% as of end of March 2026), and promoting diversity.
Last updated: June 19, 2026