JAPAN POST INSURANCE Co.,Ltd.
7181・Prime Market・Insurance
Governance
The company is a company with a Nomination Committee, etc., and has established a Board of Directors (11 directors, of which 7 are outside directors), ensuring management transparency and fairness through the three committees: Nomination, Audit, and Compensation. The Board of Directors held 16 meetings during the fiscal year under review, with all directors achieving a 100% attendance rate.
Risk Management
ERM has been introduced based on a risk appetite statement, with the Risk Management Committee (held monthly) providing integrated oversight of underwriting risk, asset management risk, strategic investment risk, and operational risk categories. For climate change and nature-related risks, risk identification and assessment are conducted across all risk categories, and a framework has been established in which the Sustainability Promotion Department and the Risk Management Division collaborate on verification and reporting.
Shareholder Returns
Dividend per share for FY2026 (ending March 2026) is ¥124 (interim ¥62, year-end ¥62), total dividends of ¥45,471 million, payout ratio of 27.1%. The forecast for FY2027 (ending March 2027) is ¥50 per share (post stock split). During the medium-term plan period through fiscal year 2028, there will in principle be no dividend reduction, with a target total payout ratio averaging approximately 55% over the medium term. During the current fiscal year, share buybacks of ¥79,999 million were conducted, and the cancellation of 30,650,400 shares is scheduled for June 30, 2026.
Dividend Policy
During the medium-term management plan period through fiscal year 2028, there will in principle be no dividend reduction, and assuming the fiscal year 2028 target of adjusted profit of ¥190.0 billion is achieved, the company aims to increase the dividend per share to ¥62 or more in fiscal year 2028. Stable shareholder returns will be implemented using adjusted profit as the source of funds. Combining this with agile share buybacks, the company targets a total payout ratio averaging approximately 55% over the medium term.
ESG
The company endorses TCFD and has set targets of a 46% reduction in Scope 1 and 2 emissions by FY2030 (versus FY2019) and carbon neutrality by 2050; FY2025 results showed an approximately 34% reduction (emissions of 21,382 tCO2e). In terms of human capital, the company achieved a 100% childcare leave utilization rate for both men and women and a 17.7% ratio of female managers at the head office (FY2025), while also promoting impact investments aimed at solving social issues, with cumulative impact investment of ¥50.4 billion (FY2025).
Last updated: June 18, 2026