Kyushu Financial Group,Inc.
7180・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the company has established a Board of Directors composed of 15 directors (including 6 outside directors, an outside ratio of 40%), and ensures transparency and fairness in governance through the separation of oversight and execution via the executive officer system, as well as a Nomination and Compensation Advisory Committee in which independent outside directors hold a majority.
Risk Management
The CR Planning Division has been established as the integrated risk management and compliance department, managing risk across the group under an eight-committee structure including the Risk Management Committee and the Compliance & Customer Protection Committee, among others. In addition, a framework has been put in place whereby climate change, biodiversity, and human rights risks are regularly discussed by the Sustainability Promotion Committee, with oversight provided by the Board of Directors.
Shareholder Returns
Dividend per share for FY2026 (ending March 2026) is ¥29 (interim ¥13, year-end ¥16, including a ¥1 special dividend each commemorating the 10th anniversary of the company's founding), with a payout ratio of 33.1%. For FY2027 (ending March 2027), ¥38 (interim and year-end ¥19 each) is forecast. Share buybacks of ¥10,000 million have already been completed.
Dividend Policy
The company targets a payout ratio of approximately 30% against profit attributable to owners of parent, and flexibly returns profits to shareholders according to business performance. The basic policy is to pay dividends twice a year, at interim and year-end. For FY2026 (ending March 2026), dividend per share is ¥29 (interim ¥13, year-end ¥16, including a ¥1 special dividend each commemorating the 10th anniversary of the company's founding), with total dividends of ¥12,421 million and a payout ratio of 33.1%. The forecast for FY2027 (ending March 2027) is ¥38 per share (interim and year-end ¥19 each), with a forecast payout ratio of 36.3%.
ESG
Endorsing and signing on to TCFD, TNFD, and PRB, the company has set targets of achieving carbon neutrality in Scope 1 and 2 emissions by FY2030 and net zero by 2050, with cumulative sustainable finance execution reaching ¥902.1 billion in FY2025 results (exceeding the ¥700.0 billion target). In terms of human capital, the company achieved a specialized talent pool sufficiency rate of 51% (FY2025), a female manager ratio of 16.3%, and a male childcare leave uptake rate of 100%, with the engagement score improving to 76 points.
Last updated: June 25, 2026