Mebuki Financial Group,Inc.
7167・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the board is composed of 12 directors (including 5 outside directors). To ensure objectivity and transparency in director compensation and selection, the company has established a Corporate Governance Committee in which outside directors hold a majority, and has put in place a system in which four resolution bodies—the Management Meeting, ALM & Risk Management Committee, Compliance Committee, and Sustainability Committee—are responsible for business execution.
Risk Management
The company implements integrated risk management centered on the ALM and Risk Management Committee, chaired by the President. The committee oversees credit, market, liquidity, and operational risks, among others, while the Board of Directors selects particularly significant risks as top risks and implements early-warning management and risk control measures, including for climate change and human capital risks.
Shareholder Returns
Continuing the policy of "basing dividends on stable and sustained increases in dividend per share, while aiming for a payout ratio of 40% or more by 2027". Annual dividend for FY2025 is ¥28 (up ¥12 year-on-year, payout ratio 31.4%), with ¥40 planned for FY2026 (up ¥12 year-on-year). Share buybacks were also conducted (¥30,001 million during the fiscal year).
Dividend Policy
Policy of "basing dividend per share on stable and sustained increases achieved through profit growth, while aiming for a payout ratio of 40% or more during the Fourth Group Medium-Term Management Plan period (through fiscal 2027)". Dividends of surplus are implemented by resolution of the Board of Directors (twice a year: interim and year-end). Annual dividend for FY2025 is ¥28 (interim ¥12, year-end ¥16), with ¥40 planned for FY2026 (interim ¥20, year-end ¥20).
ESG
The company implements climate change risk management aligned with TCFD and TNFD, centered on its Sustainability Committee, and has set long-term KPIs of net-zero Scope 1 and 2 emissions in FY2030 (ending March 2031) and cumulative sustainable finance of ¥3 trillion (of which ¥2 trillion in the environmental field). In terms of human capital, the company has set a target of a female ratio of 27% or more among assistant manager-level and above positions (target as of end-March 2028) and human capital investment of ¥3.0 billion (cumulative over 3 years), and is working on DX talent development, health management, and the promotion of DE&I.
Last updated: June 12, 2026