LIFENET INSURANCE COMPANY
7157・Prime Market・Insurance
Governance
As a company with an Audit and Supervisory Committee, the board consists of 6 directors (including 4 outside directors, all of whom are independent officers), with an outside director ratio of approximately 67%. The company has established a voluntary nomination and compensation committee chaired by, and with a majority of, independent outside directors, and separates supervision from execution through an executive officer system.
Risk Management
Based on the "Basic Policy on Risk Management," the company defines insurance underwriting, market, credit, liquidity, and operational risks. The Risk Management Department oversees these as the secondary management division, and the Risk Management Committee, chaired by the Representative Director and President, convenes quarterly, with a system in place to report deliberation content to the Board of Directors.
Shareholder Returns
Both the FY2026 (ending March 2026) and FY2027 (ending March 2027) forecasts call for zero annual dividends. The company has accumulated losses under Japanese GAAP, and the specific timing of shareholder returns remains undecided as priority is given to strengthening its growth foundation. The policy is to effectively utilize capital for growth initiatives such as brand rebuilding, technology utilization, and partner collaboration.
Dividend Policy
The company will consider implementing shareholder return measures, including dividends from surplus, in the future; however, given that it has accumulated losses under Japanese GAAP and prioritizes strengthening its growth foundation to improve mid- to long-term profitability, the specific timing of implementation remains undecided at this time. The decision-making body for dividends from surplus, etc. is the Board of Directors (per the Articles of Incorporation). Shareholder returns will be based on the non-consolidated financial statements prepared under Japanese GAAP. The annual dividend for FY2026 (ending March 2026) is ¥0.00, and the forecast for FY2027 (ending March 2027) is also ¥0.00.
ESG
The company discloses climate change risks and opportunities based on the TCFD framework, with Scope 1+2 emissions of 417.2 t-CO2 in fiscal year 2025. In terms of human capital, it promotes diversity (achieving PRIDE Index Gold, 100% return rate after maternity/childcare leave), maintains continuous certification as an Excellent Health Management Corporation, and achieved 25.1 hours of training per employee. Internal ESR remains at a sound level of 394%, and the Sustainability Committee has established a reporting structure to the Board of Directors.
Last updated: June 16, 2026