Kyoto Financial Group, Inc.
5844・Prime Market・Banks
Governance
As a company with an Audit and Supervisory Committee, the board consists of 4 directors (excluding Audit and Supervisory Committee members) and 7 directors who are Audit and Supervisory Committee members (6 of whom are outside directors). The company has established a Group Nomination and Compensation Committee and a Sustainability Management Council, promoting stronger oversight and execution functions.
Risk Management
Based on the "Integrated Risk Management Regulations," the company has established a self-managed risk management framework in which credit risk, market risk, liquidity risk, operational risk, money laundering and related risks, and reputational risk are each managed by their respective responsible departments, while the Corporate Management Department provides integrated oversight.
Shareholder Returns
For FY2025, the company achieved record-high profit including gains from the sale of Nintendo shares, resulting in an annual dividend of ¥180 (ordinary dividend ¥80 + special dividend ¥100) and a payout ratio of 53.1%. For FY2026, an annual dividend of ¥105 (interim ¥50, year-end ¥55) is planned, representing a ¥25 increase on an ordinary dividend basis compared to the previous year. Share buybacks are also continuing.
Dividend Policy
The annual dividend for FY2025 (ending March 2026) is ¥180 (interim ¥40 + year-end ¥140, including a special dividend of ¥100), with total dividends of ¥51,163 million and a payout ratio of 53.1%. For FY2026 (ending March 2027), an annual dividend of ¥105 (interim ¥50, year-end ¥55) is planned (a ¥25 increase from the ordinary dividend of ¥80, excluding the special dividend). Share buybacks are also being conducted, with ¥14,975 million acquired in the current period (treasury shares outstanding at period-end: 17,303,146 shares).
ESG
Climate change response (2050 carbon neutrality, 80% reduction in CO₂ emissions in FY2030 vs. FY2013, ¥2 trillion in sustainable finance execution) is treated as a top priority, and the company has expressed support for the TCFD and TNFD recommendations. In human capital management, ¥7 billion in human capital investment is planned over the three years of the medium-term management plan, with targets including a female manager ratio of 25% or higher and the development of 2,000 specialized personnel.
Last updated: June 19, 2026