Iyogin Holdings, Inc.
5830・Prime Market・Banks
Governance
The company is structured as a company with an Audit and Supervisory Committee, comprising 7 directors (including 4 Audit and Supervisory Committee members and 3 outside directors), and has adopted an executive officer system and a group chief officer system. It has established a voluntary Nomination and Compensation Committee (with independent outside directors comprising a majority) to separate oversight functions from business execution.
Risk Management
Risks are comprehensively managed under a four-committee framework consisting of the Group Compliance Committee, Group ALM Committee, Group Credit Risk Management Committee, and Group Operational Risk Management Committee, with quantification of market, credit, and operational risks and cross-organizational monitoring being conducted.
Shareholder Returns
As part of the capital policy under the FY2024 medium-term management plan, the company sets a shareholder return policy of "total payout ratio of 50% or more by FY2026 (ending March 2026)." For FY2026 (ending March 2026), the annual dividend is ¥60 per share (interim ¥30 + year-end ¥30), with a payout ratio of 23.6%. For FY2027 (ending March 2027), the annual dividend is planned to increase to ¥80 (interim ¥40 + year-end ¥40). Share buybacks are also being implemented (total of ¥17.0 billion in FY2025).
Dividend Policy
The basic policy is long-term, stable profit distribution combined with effective utilization of capital for growth, targeting a total payout ratio of 50% or more by FY2026 (ending March 2026). Dividends are paid twice a year (interim and year-end). For FY2026 (ending March 2026), the annual dividend per share is ¥60 (interim ¥30, year-end ¥30), with total dividends of ¥17,528 million and a payout ratio of 23.6%. For FY2027 (ending March 2027), the annual dividend per share is planned to increase by ¥20 to ¥80 (interim ¥40, year-end ¥40), with an expected payout ratio of 30.1%.
ESG
The company supports the TCFD recommendations and has reduced Scope 1 and 2 CO2 emissions by 58% versus FY2013 levels (FY2025 actual), targeting net zero by FY2030. Cumulative sustainable finance execution amount reached ¥1,093.5 billion (end of FY2025). In terms of human capital, the ratio of female managers/officers reached 19.3% and the male childcare leave uptake rate reached 100%; the company has also begun natural capital disclosure initiatives, including participation in the TNFD Forum and registration as a TNFD Adopter.
Last updated: June 16, 2026