Money Forward, Inc.
3994・Prime Market・Information & Communication
Governance
Company with a Board of Corporate Auditors. The Board of Directors consists of 11 members (including 6 outside directors, a majority), and the Board of Corporate Auditors consists of 3 members (all outside). Voluntary Nomination and Compensation Committees and an Outside Officers' Council have been established to strengthen the independence and oversight functions of the Board of Directors. Directors' terms of office are one year.
Risk Management
The Risk Management & Compliance Division serves as the department in charge, working to detect and prevent risks at an early stage through the Group Risk Management Committee (held at least once per quarter). Regarding information security, the Group CISO reports monthly to the Representative Director and others, and reports to the Board of Directors once per quarter. The Internal Audit Office independently verifies the appropriateness and effectiveness of the overall risk management framework.
Shareholder Returns
The company has continued to pay no dividends since its founding. It currently prioritizes strengthening internal reserves and growth investment as the most important form of shareholder return, and has no plans to pay dividends for the time being. Going forward, it will consider stable profit distribution to shareholders based on strengthened profitability and business infrastructure development.
Dividend Policy
The company has not paid dividends since its founding and plans to focus on strengthening internal reserves for the time being. Going forward, while strengthening profitability and developing its business infrastructure, the company plans to implement stable and continuous profit distribution to shareholders, taking into account the status of internal reserves and the business environment surrounding the company. At present, the possibility and timing of dividend implementation remain undecided.
ESG
The company has established three materiality themes: "User Forward, Society Forward, and Talent Forward." It endorses TCFD and conducts scenario analysis, achieving net-zero Scope 1+2 GHG emissions (across all offices from FY2025). Human capital metrics are also disclosed, including a female manager ratio of 20.1% and a male childcare leave take-up rate of 85.4%. A Sustainability Committee has been established to report to the Board of Directors on a quarterly basis.
Last updated: February 19, 2026